Home Improvement Grants in Independence.
Browse cataloged grants, rebates, loans, and other assistance records for Independence, KY. Verify each program's current rules, service area, and status.
The Independence, KY directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 3 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 15 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Kentucky Weatherization Assistance Program (WAP)
Free weatherization services for income-eligible households in Kenton County. Includes insulation, air sealing, heating ...
Kentucky Housing Corporation Home Repair Program
Provides forgivable loans for home repairs to income-eligible homeowners in Kentucky. Loan is forgiven over a 15-year pe...
Kenton County Owner-Occupied Rehabilitation Program
CDBG-funded program providing comprehensive home rehabilitation for income-eligible owner-occupants in Kenton County. Lo...
Kenton County Emergency Home Repair Grant
Grant program for immediate health and safety repairs in owner-occupied homes in Kenton County. Priority for seniors and...
Kenton County Accessibility Modification Program
Grant program to make accessibility modifications for residents with disabilities in Kenton County. Includes ramps, wide...
Kentucky Childhood Lead Poisoning Prevention Program
HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside or...
Duke Energy Kentucky Home Energy Rebates
Duke Energy Kentucky offers rebates for qualifying energy-efficient home improvements including heat pumps, insulation, ...
Duke Energy Heat Pump Water Heater Rebate
$300 rebate for Duke Energy Kentucky customers who install ENERGY STAR certified heat pump water heaters. Rebate availab...
Duke Energy Smart Thermostat Program
$75 instant rebate on qualifying smart thermostats plus up to $40 annual bill credit for Duke Energy customers who parti...
USDA Section 504 Home Repair Loan & Grant
USDA program offering low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ t...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Available...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Available to veterans ...
Kenton County Sanitation District Lateral Assistance
Grant assistance for income-eligible homeowners to repair or replace failing sewer laterals in the SD1 service area. Pri...
Northern Kentucky HOME Investment Partnership
Federal HOME funds administered locally to rehabilitate owner-occupied homes for low-income families. Forgivable loan st...
Northern Kentucky Senior Home Repair Program
Grant program for seniors age 60+ in Kenton County to address minor home repairs and safety improvements. Helps seniors ...
Kentucky Homestead Exemption
Property tax exemption for Kentucky homeowners age 65+, totally disabled persons, or certain veterans. Exempts a portion...
Duke Energy Kentucky Solar Rebate Program
Rebate for Duke Energy Kentucky customers who install qualifying residential solar photovoltaic systems. Incentive based...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment and ins...
Kentucky Low Income Home Energy Assistance (LIHEAP)
Federal assistance to help low-income households pay heating and cooling bills. Administered through Northern Kentucky C...
Kentucky Disaster Recovery Housing Program
State-administered disaster recovery assistance for homeowners affected by federally-declared disasters. Provides funds ...
Duke Energy Income-Qualified Weatherization
Free weatherization services for income-qualified Duke Energy customers including insulation, air sealing, water heater ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Independence
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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.