Home Improvement Grants in Ashland.

Browse cataloged grants, rebates, loans, and other assistance records for Ashland, KY. Verify each program's current rules, service area, and status.

The Ashland, KY directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 in weatherization services

Kentucky Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Kentucky Housing Corporation providing free energy efficiency up...

Weatherization
Forgivable loan up to $24,999

City of Ashland Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation program for owner-occupied homes in Ashland city limits. Provides forgivable loans for m...

Home Repair
Up to $5,000 grant

Ashland Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied households in Ashland facing immediate health and safety threats. Pr...

Emergency
Up to $15,000 for accessibility modifications

Ashland ADA Home Modification Program

Provides grants and forgivable loans to modify homes for accessibility for residents with disabilities in Ashland. Cover...

Seniors & Disability
Up to $500 rebate

AEP Kentucky HVAC Efficiency Rebate

Rebate for residential customers who install high-efficiency central air conditioners or heat pumps. SEER rating of 16+ ...

Energy
Up to $300 rebate

AEP Kentucky Heat Pump Water Heater Rebate

Rebate for AEP Kentucky residential customers who purchase and install an ENERGY STAR certified heat pump water heater. ...

Energy
Up to $200 rebate

AEP Kentucky Home Insulation Rebate

Rebate for AEP Kentucky homeowners who add insulation to attics, walls, or crawl spaces. Minimum R-value requirements ap...

Weatherization
Free lead hazard removal

Kentucky Lead Hazard Reduction Program

HUD-funded lead hazard reduction program for homes built before 1978 with children under age 6 or pregnant women. Provid...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for low-income homeowners in eligible rural areas of Boyd County to repair or improve t...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Availabl...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to their home. Available for veterans...

Veterans
Up to $50,000 per unit

Kentucky Housing Production Trust Fund

State-funded program providing grants to local governments and nonprofits to support housing rehabilitation and reconstr...

Home Repair
Up to $10,000 grant

Kentucky Septic System Repair Program

Grants to repair or replace failing on-site septic systems for income-qualified homeowners in areas not served by munici...

Home Repair
Up to $5,000 grant

Kentucky Senior Home Repair Program

Provides minor home repairs and modifications to help low-income seniors age 60 and older remain safely in their homes. ...

Seniors & Disability
Up to $100 rebate

AEP Kentucky Smart Thermostat Rebate

Rebate for AEP Kentucky residential customers who purchase and install a qualifying smart thermostat. Must be ENERGY STA...

Energy
Up to $7,500 grant or forgivable loan

Ashland Water & Sewer Lateral Repair Assistance

Assists low-income homeowners with repair or replacement of water and sewer service laterals from the main to the home. ...

Home Repair
Up to $37,900 for disaster repairs

Kentucky Disaster Recovery Housing Repair

Federal assistance for homeowners and renters whose homes are damaged by a federally declared disaster. Covers repairs t...

Disaster
Up to $150 rebate

AEP Kentucky Energy-Efficient Window Rebate

Rebate for AEP Kentucky homeowners who install ENERGY STAR certified windows. Must meet specific U-factor and Solar Heat...

Weatherization
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and central ...

Energy
30% of system cost through 2032

Federal Residential Clean Energy Credit (Solar)

Federal tax credit for installing solar electric (photovoltaic) systems, solar water heaters, and battery storage on res...

Solar/Renewable

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Local help in Ashland, KY

Organizations that help Ashland homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Ashland, KY?

The directory includes 22 possible-program records associated with Ashland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Ashland classified?

Our classifier labels 13 records as grants, 2 as forgivable loans, and 5 as rebates in Ashland. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Ashland?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.