Home Improvement Grants in Gilroy.

Browse cataloged grants, rebates, loans, and other assistance records for Gilroy, CA. Verify each program's current rules, service area, and status.

The Gilroy, CA directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Gilroy CDBG Owner-Occupied Rehabilitation Program

Provides major home repairs for owner-occupied households in Gilroy with income at or below 80% AMI. Loan is forgiven af...

Home Repair
Grant up to $15,000

Gilroy ADA Home Accessibility Modification Grant

Provides accessibility modifications for owner-occupied homes in Gilroy where a household member has a documented disabi...

Seniors & Disability
Grant up to $10,000

Gilroy Emergency Home Repair Program

Provides emergency home repairs for owner-occupied households in Gilroy with income at or below 50% AMI. Covers immediat...

Emergency
Low-interest loan up to $12,000

Gilroy Sewer Lateral Replacement Loan

Low-interest loan program to help homeowners repair or replace failing sewer lateral lines from home to street connectio...

Home Repair
Free weatherization services up to $8,000

California Weatherization Assistance Program (Gilroy)

Federally funded program providing free weatherization improvements to reduce energy costs for low-income households. Se...

Weatherization
Rebates up to $6,500

PG&E Energy Upgrade California Program

Comprehensive whole-home energy efficiency rebate program for Gilroy PG&E customers. Provides rebates for insulation, ai...

Energy
Up to $3,000 rebate

PG&E Heat Pump Rebate Program

Rebate for installing qualifying electric heat pump systems to replace gas furnaces or older HVAC systems. Higher rebate...

Energy
Storage rebate up to $5,000

PG&E Solar and Storage Incentives

Self-Generation Incentive Program (SGIP) provides rebates for home battery storage systems paired with solar. Net meteri...

Solar/Renewable
20-35% monthly bill discount

PG&E CARE/FERA Discount Program

Monthly utility bill discount for income-qualified households. CARE provides 30-35% discount for very low-income, FERA p...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, imp...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their accessibility n...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...

Veterans
Free weatherization services up to $7,500

Santa Clara County Weatherization Program

Free weatherization services for income-qualified households in Santa Clara County including Gilroy. Services include at...

Weatherization
Free lead abatement services

California Lead Hazard Reduction Program

State-funded program to identify and remove lead-based paint hazards in homes built before 1978 with children under age ...

Home Repair
Up to $3,000 grant

California Residential Mitigation Program (CRMP)

Provides grants to help homeowners retrofit older homes to better withstand earthquakes. Covers cripple wall bracing and...

Home Repair
Grant up to $5,000

Gilroy Senior Home Repair Program

Provides minor home repairs and safety modifications for Gilroy homeowners age 60 and older. Covers repairs like grab ba...

Seniors & Disability
Up to $800 rebate

PG&E Water Heater Rebate Program

Rebates for purchasing and installing qualifying energy-efficient water heaters including tankless gas models, high-effi...

Energy
Up to $800 rebate

PG&E EV Charger Rebate Program

Rebates for purchasing and installing qualifying Level 2 electric vehicle charging equipment at your Gilroy home. Higher...

Energy
100% property tax exemption on solar value

California Solar Property Tax Exclusion

State law exempts the added home value from solar energy systems from property tax assessment. When you install solar pa...

Solar/Renewable
Up to $50,000 for disaster repair

California Disaster Home Repair Program

Activated following federally-declared disasters to help homeowners repair or rebuild homes damaged by earthquakes, wild...

Disaster

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Local help in Gilroy, CA

Organizations that help Gilroy homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Gilroy, CA?

The directory includes 22 possible-program records associated with Gilroy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Gilroy classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 5 as rebates in Gilroy. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Gilroy?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.