Home Improvement Grants in Elmira.

Browse cataloged grants, rebates, loans, and other assistance records for Elmira, NY. Verify each program's current rules, service area, and status.

The Elmira, NY directory shows 22 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New York State Weatherization Assistance Program (WAP)

Federally funded program administered by NYS that provides free weatherization improvements to income-eligible household...

Weatherization
Up to $1,500 rebate per system

NYSEG Heat Pump Rebate Program

NYSEG customers in Elmira can receive rebates for installing qualifying air-source or ground-source heat pumps. Rebates ...

Energy
Up to $500 in combined rebates

NYSEG Smart Solutions Appliance Rebates

NYSEG offers rebates on ENERGY STAR certified appliances including refrigerators, clothes washers, water heaters, and sm...

Energy
Up to $1,200 for furnace replacement

NYSEG Natural Gas Efficiency Rebates

Natural gas customers in Elmira can receive rebates for upgrading to high-efficiency furnaces, boilers, water heaters, a...

Energy
Forgivable loan up to $35,000

Elmira Owner-Occupied Housing Rehabilitation Program

Provides zero-interest forgivable loans to income-eligible homeowners in Elmira city limits for major home repairs and r...

Home Repair
Grant up to $10,000

Elmira Emergency Home Repair Grant

Provides emergency repair grants for Elmira homeowners facing immediate health or safety threats. Covers urgent repairs ...

Emergency
Grant up to $15,000

Elmira Home Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes in Elmira for residents with disabilities or mob...

Seniors & Disability
Grant up to $5,000

Chemung County Senior Home Repair Program

Provides home repair grants to Chemung County residents age 60 and older for essential maintenance and safety repairs. P...

Seniors & Disability
Up to $50,000 per unit

New York State HOME Program

Federal HOME Investment Partnerships Program funds administered by NYS for substantial rehabilitation of affordable hous...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their adapti...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Free lead hazard reduction services

New York State Lead Hazard Control Assistance

New York State program to eliminate lead-based paint hazards in pre-1978 homes where children under 6 reside or regularl...

Home Repair
Up to $12,000 in incentives

NYSERDA Clean Heat Statewide Program

NYSERDA offers enhanced incentives for air-source and ground-source heat pump installations in New York homes. Incentive...

Energy
Grant up to $7,500

Chemung County Water/Sewer Lateral Assistance

Chemung County provides financial assistance to low-income homeowners for repair or replacement of damaged water service...

Home Repair
Up to $50,000 per unit

NYS Housing Trust Fund - Home Improvement

New York State Housing Trust Fund provides capital funding for housing rehabilitation and improvement projects serving l...

Home Repair
Up to $6,500 emergency grant

HEAP Emergency Assistance - Home Repair Component

New York State Home Energy Assistance Program (HEAP) provides emergency assistance for heating equipment repair or repla...

Emergency
Forgivable loan up to $20,000

Elmira Neighborhood Preservation Program

CDBG-funded program providing forgivable loans for exterior home improvements in designated Elmira neighborhoods to stab...

Home Repair

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Local help in Elmira, NY

Organizations that help Elmira homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Elmira, NY?

The directory includes 22 possible-program records associated with Elmira, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Elmira classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 3 as rebates in Elmira. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Elmira?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.