Home Improvement Grants in Elk Grove.

Browse cataloged grants, rebates, loans, and other assistance records for Elk Grove, CA. Verify each program's current rules, service area, and status.

The Elk Grove, CA directory shows 27 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 27 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

California Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-qualified households in Sacramento County. Ser...

Weatherization
Up to $3,500 rebate

SMUD HVAC Rebate Program

SMUD offers rebates for upgrading to high-efficiency heat pumps and central air conditioning systems. Rebate amounts var...

Energy
Up to $2,500 rebate

SMUD Battery Storage Incentive

Incentive for residential customers installing battery energy storage systems, either standalone or paired with solar. R...

Solar/Renewable
Deferred loan up to $50,000

Sacramento County Owner-Occupied Rehabilitation Program

Provides deferred, zero-interest loans to income-qualified homeowners in unincorporated Sacramento County for major home...

Home Repair
Up to $15,000 grant

Sacramento County Emergency Home Repair

Provides emergency repair grants for very low-income homeowners facing immediate health and safety hazards such as roof ...

Emergency
Up to $30,000 deferred loan

Sacramento County Accessibility Modification Program

Provides zero-interest deferred loans to income-qualified homeowners needing accessibility modifications for household m...

Seniors & Disability
Free lead hazard removal

Sacramento County Lead Hazard Control Program

HUD-funded program providing free lead hazard assessment and remediation for Sacramento County homes built before 1978 w...

Home Repair
Up to $25,000 deferred loan

City of Elk Grove CDBG Home Repair Program

CDBG-funded program providing deferred, zero-interest loans to low- and moderate-income homeowners in Elk Grove for esse...

Home Repair
Up to $8,000 grant

Elk Grove Senior Home Repair Grant

Grant program for Elk Grove homeowners age 62 and older to address urgent repairs and safety modifications. Covers emerg...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they will live. Available ...

Veterans
Financing up to 20% of home value

HERO PACE Financing for Home Improvements

Property Assessed Clean Energy (PACE) financing allowing Elk Grove homeowners to finance energy-efficient and renewable ...

Solar/Renewable
35% discount on electric bills

SMUD Energy Assistance Program Rate (EAPR)

Provides a 35% discount on monthly electric bills for income-qualified SMUD customers. Additional free services include ...

Energy
20%+ discount on gas bills

PG&E CARE Program (if applicable)

California Alternate Rates for Energy (CARE) program provides 20% or more discount on monthly gas and electric bills for...

Energy
Deferred loan up to $15,000

Sacramento County Water & Sewer Lateral Loan

Provides zero-interest deferred loans to income-qualified homeowners for repair or replacement of failing water or sewer...

Home Repair
Up to $40,000 grant

CalHFA ADU Grant Program

Provides grants to help homeowners build accessory dwelling units (ADUs) that will be rented to low- or moderate-income ...

Home Repair
Up to $80,000 assistance

California Mortgage Relief Program

Provided mortgage payment assistance, reinstatement assistance, and other aid to homeowners financially impacted by COVI...

Home Repair
Up to $10,000 rebate

Elk Grove Sewer Lateral Assistance Program

Rebate program to help Elk Grove homeowners repair or replace failing private sewer laterals. Rebate covers up to 50% of...

Home Repair
Up to 10 trees at $10-$40 each

SMUD Shade Tree Program

Offers deeply discounted shade trees to SMUD customers to reduce summer cooling costs. Trees are available at spring and...

Energy
$50 rebate for recycling

SMUD Air Conditioner Recycling Rebate

Offers $50 rebate for recycling old working air conditioners or refrigerators through SMUD's free pick-up service. Helps...

Energy
Up to $4,000

SMUD Heat Pump Water Heater Rebate

Rebate for upgrading to an energy-efficient heat pump water heater. Heat pump water heaters use up to 70% less energy th...

Energy
Full property tax deferral

California Property Tax Postponement Program

Allows eligible senior, blind, or disabled homeowners to defer payment of property taxes on their primary residence. Sta...

Property Tax Relief

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Local help in Elk Grove, CA

Organizations that help Elk Grove homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Elk Grove, CA?

The directory includes 25 possible-program records associated with Elk Grove, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Elk Grove classified?

Our classifier labels 15 records as grants, 4 as forgivable loans, and 5 as rebates in Elk Grove. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Elk Grove?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.