Home Improvement Grants in Cottage Grove.
Browse cataloged grants, rebates, loans, and other assistance records for Cottage Grove, MN. Verify each program's current rules, service area, and status.
The Cottage Grove, MN directory shows 24 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 12 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Minnesota Housing Fix-Up Fund
Provides low-interest home improvement loans for Minnesota homeowners who need to make repairs or improvements. Funds ca...
Minnesota Housing Rehabilitation Loan Program
Deferred, zero-interest loan for low-income Minnesota homeowners to make critical home repairs. Loan is deferred (no mon...
Minnesota Weatherization Assistance Program (WAP)
Federally funded program providing free weatherization services to low-income Minnesota households. Includes insulation,...
Minnesota Lead Safe Homes Program
HUD-funded program providing free lead hazard reduction services for Minnesota homes built before 1978 with children und...
Washington County HOME Rehabilitation Program
Provides forgivable loans to low-income homeowners in Washington County for critical home repairs and improvements. Loan...
Washington County Accessibility Modification Program
Provides deferred loans for accessibility modifications to Washington County homes for seniors and persons with disabili...
Xcel Energy Home Energy Squad
In-home energy assessment and weatherization service with instant upgrades including air sealing, insulation, LED bulbs,...
Xcel Energy Air Conditioner Rebate
Rebate for qualifying central air conditioners with SEER2 rating of 15.2 or higher for Xcel Energy electric customers. R...
Xcel Energy Heat Pump Rebate
Rebate for qualifying air-source heat pumps for Xcel Energy electric customers. Amount varies by system type: $800-$2,50...
Xcel Energy Insulation Rebate
Rebate for adding insulation to attics, walls, and basements for Xcel Energy customers. Requires energy audit before and...
Xcel Energy Smart Thermostat Rebate
Instant rebate on qualifying smart thermostats for Xcel Energy electric customers. Receive $50-$100 off at participating...
CenterPoint Energy High-Efficiency Furnace Rebate
Rebate for qualifying high-efficiency natural gas furnaces for CenterPoint Energy customers. Furnace must have AFUE rati...
CenterPoint Energy Water Heater Rebate
Rebate for qualifying high-efficiency natural gas water heaters for CenterPoint Energy customers. Includes storage tank ...
Xcel Energy Solar*Rewards Program
Incentive program for Xcel Energy customers installing solar panels. Includes upfront capacity payment plus ongoing prod...
Minnesota Solar Energy Tax Credit
Minnesota state solar energy tax credit that provided up to $1,600 for residential solar installations. This program exp...
USDA Section 504 Home Repair Loan & Grant
USDA program providing low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very-low-income ...
VA Specially Adapted Housing (SAH) Grant
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their di...
VA Special Housing Adaptation (SHA) Grant
Grant for eligible veterans with certain service-connected disabilities to adapt a home to meet their disability needs. ...
Minnesota Livable Communities Demonstration Account
Competitive grants to help communities in the Twin Cities metro area connect development and redevelopment to regional s...
Minnesota Homestead Credit Refund (Property Tax Refund)
Minnesota property tax refund for homeowners with property taxes that are high relative to their income. Maximum refund ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Cottage Grove
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