Home Improvement Grants in Cortland.
Browse cataloged grants, rebates, loans, and other assistance records for Cortland, NY. Verify each program's current rules, service area, and status.
The Cortland, NY directory shows 22 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 4 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 17 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New York Weatherization Assistance Program (WAP)
Federally funded weatherization program administered by New York State providing free energy efficiency improvements to ...
NYSEG Home Energy Assessment & Rebates
NYSEG customers receive a free home energy assessment and are eligible for rebates on approved energy efficiency improve...
NYSEG Heat Pump Rebate Program
NYSEG offers rebates for installation of qualifying air-source or ground-source heat pumps in existing homes. Rebate amo...
NYSERDA EmPower+ Program
EmPower+ provides comprehensive no-cost energy efficiency improvements for income-eligible New York households. Includes...
New York State Lead Hazard Control Program
State-funded program to eliminate lead paint hazards in homes built before 1978 where children under age 6 reside. Servi...
USDA Section 504 Home Repair Program
USDA program offering low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or i...
VA Specially Adapted Housing (SAH) Grant
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Cover...
VA Special Housing Adaptation (SHA) Grant
VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's...
Cortland County HOME Program
HUD HOME Investment Partnership funds administered by Cortland County for owner-occupied home rehabilitation. Forgivable...
Cortland Senior Home Modification Program
County-funded program providing grants for home accessibility modifications to help seniors age in place safely. Covers ...
NY-Sun Solar Incentive Program
NY-Sun program provides per-watt incentives for residential solar installations in New York State. Incentive amounts var...
New York Restore NY Program
State competitive grant program for residential and mixed-use property rehabilitation in municipalities throughout New Y...
Cortland County Senior Citizens Tax Exemption
New York State property tax exemption for homeowners age 65 and older who meet income requirements. Reduces assessed hom...
Enhanced STAR Property Tax Exemption
Enhanced School Tax Relief program for New York homeowners age 65 and older with incomes below $98,700. Provides propert...
New York Historic Homeownership Rehabilitation Credit
New York State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied homes listed on the Natio...
NYS Disabled Veterans Property Tax Exemption
Property tax exemption for disabled veterans and their family members. Exemption percentage varies by disability rating ...
NYS Alternative Veterans Property Tax Exemption
Alternative property tax exemption for veterans who served during wartime. Provides 15% exemption for veterans, 25% for ...
Cortland County Low-Income Property Tax Exemption
Property tax exemption for very-low-income homeowners in Cortland County. Provides sliding scale reduction of assessed h...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Cortland
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.