Home Improvement Grants in Cloquet.

Browse cataloged grants, rebates, loans, and other assistance records for Cloquet, MN. Verify each program's current rules, service area, and status.

The Cloquet, MN directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Federally funded program administered by the state to reduce energy costs for income-qualified households through insula...

Weatherization
Up to $50,000 deferred loan

Minnesota Housing Rehabilitation Loan

Deferred payment loan for major home improvements and repairs for owner-occupied homes. Zero interest, repayment deferre...

Home Repair
Free lead hazard removal

Minnesota Lead Safe Homes Program

Free lead hazard reduction services for Minnesota homes built before 1978 with children under 6 or pregnant women. Inclu...

Home Repair
Up to $5,000 grant

Carlton County Emergency Home Repair

Emergency repair grants for income-qualified Carlton County homeowners facing health and safety hazards. Priority given ...

Emergency
Forgivable loan up to $30,000

Cloquet Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes within Cloquet city limit...

Home Repair
Up to $15,000 grant

Cloquet ADA Accessibility Modifications

Grants for home accessibility modifications for Cloquet residents with disabilities. Covers ramps, grab bars, widened do...

Seniors & Disability
Loan/grant up to $8,000

Cloquet Sewer and Water Lateral Assistance

Financial assistance for homeowners needing to repair or replace private sewer or water laterals within Cloquet city lim...

Home Repair
Up to $1,200 in rebates

Minnesota Power Home Energy Rebates

Minnesota Power customers in Cloquet can receive rebates for energy-efficient home improvements including insulation, ai...

Energy
Up to $2,500 rebate

Minnesota Power Heat Pump Rebate

Enhanced rebate for qualifying air-source and ductless heat pump installations for Minnesota Power customers. Equipment ...

Energy
Up to $3,500 in enhanced rebates

Minnesota Power Income-Qualified Weatherization Rebate

Enhanced rebate program for income-qualified Minnesota Power customers. Provides higher incentives for weatherization, i...

Weatherization
Up to $500 solar rebate

Minnesota Power SolarSense Rebate

Rebate for Minnesota Power customers who install rooftop solar photovoltaic systems. Incentive paid per kW of installed ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62+ in rural areas of Carlton County to remove health and safety hazards. Fund...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan (1% fixed) for very low-income homeowners in rural Carlton County to repair, improve, or modernize the...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with specific service-connected disabilities (such as blindness or loss of use of hands) to adapt a ...

Veterans
Refund up to $3,350

Minnesota Property Tax Refund (Homestead Credit)

State refund for Minnesota homeowners whose property taxes exceed a percentage of their household income. Refund amount ...

Property Tax Relief
Grant up to $1,800

Minnesota Energy Assistance Program (LIHEAP)

Federally funded energy assistance to help low-income Cloquet households pay heating and cooling costs. Grant amounts ba...

Energy
Grant up to $1,000

Minnesota Crisis Furnace Repair Program

Emergency furnace repair or replacement assistance for income-qualified Cloquet households facing a heating crisis durin...

Emergency
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan for Minnesota homeowners to make repairs, improvements, or accessibility modification...

Home Repair
Grant/loan up to $35,000

Minnesota Rehabilitation Administered by Tribe

Home rehabilitation assistance for Fond du Lac tribal members and income-qualified Native Americans residing in Carlton ...

Home Repair

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Local help in Cloquet, MN

Organizations that help Cloquet homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cloquet, MN?

The directory includes 22 possible-program records associated with Cloquet, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cloquet classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 4 as rebates in Cloquet. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cloquet?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.