City of Chicago Small Owner-Occupied Repair Program (SOAR)

City of Chicago Department of Housing

Available Emergency Repair

About This Program

The Grant Map catalogs City of Chicago Small Owner-Occupied Repair Program (SOAR) in its Chicago, IL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Chicago's Small Owner-Occupied Repair (SOAR) Program provides forgivable loans up to $45,000 for emergency and code-required repairs to owner-occupied 1-4 unit properties. Eligible work includes roofing, tuckpointing, window replacement, HVAC, plumbing, and electrical systems. Funded through CDBG and HOME. Loans are forgiven after a compliance period if the owner remains.

Income-qualified owners of 1-4 unit properties in Chicago at or below 80% AMI

The cited general URL responded on 2026-07-21; it does not confirm this program or amount.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Chicago, IL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Up to $45,000 for emergency and code-required repairs
  • Covers roofing, tuckpointing, HVAC, plumbing, and electrical
  • Forgivable after compliance period, no repayment if you stay
  • 1-4 unit owner-occupied properties eligible
  • Contact Chicago Dept of Housing: 312-744-5000

How to Apply

Review possible next steps Open Cited Source Track this program

Program phone: 312-744-5000

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

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Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Chicago.

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Our record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact Chicago Dept of Housing

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Frequently asked questions

What amount is listed for City of Chicago Small Owner-Occupied Repair Program (SOAR) in Chicago, IL?

The Grant Map record states: Up to $45,000. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for City of Chicago Small Owner-Occupied Repair Program (SOAR) in Chicago?

The directory record carries audience tags for homeowners. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for City of Chicago Small Owner-Occupied Repair Program (SOAR) in Chicago, IL?

Confirm the application route directly with City of Chicago Department of Housing; use the cited source on this page as a starting point or call 312-744-5000. Confirm any fee or cost with the administrator.

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