NHS Home Improvement Loans
Neighborhood Lending Services / NHS of Chicago
About This Program
The Grant Map catalogs NHS Home Improvement Loans in its Chicago, IL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Neighborhood Lending Services, the nonprofit mortgage lender affiliated with NHS of Chicago, offers affordable home improvement loans. As the largest nonprofit licensed mortgage lender in Illinois, NLS provides below-market-rate financing to help families fix and improve their homes.
Below-market interest rates; some loans may be partially forgivable
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Chicago, IL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Chicago Home Repair Program Up to $30,000
- Emergency Heating Repair Program Up to $15,000
- Lead Safe Chicago / Lead Abatement Assistance Up to $15,000
- Home Energy Savings Program Up to $5,000 in improvements
Key Details
- Affordable below-market-rate home improvement loans
- Largest nonprofit mortgage lender in Illinois
- Some programs include forgivable loan components
- Available to Chicago homeowners
- Free homeowner counseling included
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Chicago.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What amount is listed for NHS Home Improvement Loans in Chicago, IL?
The Grant Map record states: Up to $50,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for NHS Home Improvement Loans in Chicago?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for NHS Home Improvement Loans in Chicago, IL?
Confirm the application route directly with Neighborhood Lending Services / NHS of Chicago; use the cited source on this page as a starting point or call 888-473-4858. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Chicago, IL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs