NYS HOME Program, Owner-Occupied Housing Rehabilitation
New York State Homes and Community Renewal (HCR), NYS HOME Program
About This Program
The Grant Map catalogs NYS HOME Program, Owner-Occupied Housing Rehabilitation in its Buffalo, NY research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
New York State's HOME Program uses federal HOME Investment Partnerships funds administered by HCR to help low-income homeowners rehabilitate their primary residences through grants or deferred loans via local subrecipients (cities, counties, nonprofits). Rehabilitation assistance for owner-occupied units can reach up to $40,000 per home and must address health, safety, and building code deficiencies. Eligibility and application are handled at the local subrecipient level.
Assistance amount varies by local program design, can be a grant, deferred loan, or forgivable loan. Maximum HOME subsidy for owner rehab is generally $40,000 per unit but may vary by jurisdiction.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Buffalo, NY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- HOCN CDBG Housing Repair Program Conditional grants & no-interest loans
- BURA Target Streets Rehab Program Full or partial conditional grants + 0% loans
- HOCN West Side Home Repair Program Conditional grants, limited funding
- HOCN Emergency Home Repair Emergency grants, amounts vary
Key Details
- Federal HOME funds for rehabilitation of low-income owner-occupied homes (≤80% AMI)
- Up to $40,000 per home for health, safety, and code-required repairs
- Administered locally by cities, counties, and nonprofits, apply through your municipality
- Often structured as deferred or forgivable loan (no immediate repayment)
- Covers structural repairs, plumbing, electrical, roofing, and accessibility modifications
How to Apply
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Track this programSome programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Buffalo.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Documentation of disability (award letter or a physician's statement) if the program is disability-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling through local municipal and nonprofit subrecipients; 2025 funding round closed, 2026 round pending
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Frequently asked questions
What amount is listed for NYS HOME Program, Owner-Occupied Housing Rehabilitation in Buffalo, NY?
The Grant Map record states: Up to $40,000 per homeowner unit (rehabilitation assistance). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for NYS HOME Program, Owner-Occupied Housing Rehabilitation in Buffalo?
The directory record carries audience tags for homeowners. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for NYS HOME Program, Owner-Occupied Housing Rehabilitation in Buffalo, NY?
Confirm the application route directly with New York State Homes and Community Renewal (HCR), NYS HOME Program; use the cited source on this page as a starting point. Confirm any fee or cost with the administrator. Deadline: Rolling through local municipal and nonprofit subrecipients; 2025 funding round closed, 2026 round pending.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Buffalo, NY
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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