Home Improvement Grants in Brainerd.

Browse cataloged grants, rebates, loans, and other assistance records for Brainerd, MN. Verify each program's current rules, service area, and status.

The Brainerd, MN directory shows 24 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants11Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Minnesota Weatherization Assistance Program (WAP)

Federally-funded program providing free weatherization services to income-eligible households in Crow Wing County. Servi...

Weatherization
Up to $75,000

Minnesota Housing Fix Up Fund

Deferred loan program offering 0% interest financing for necessary home repairs and improvements. Available to homeowner...

Home Repair
Up to $35,000 forgivable loan

Minnesota Housing Rehabilitation Loan Program

Provides forgivable loans to low-income homeowners for critical home repairs including structural, mechanical, and healt...

Home Repair
Free lead hazard assessment and control

Minnesota Lead Safe Homes Program

Provides free lead hazard assessment and abatement services for income-eligible households with children under age 6 in ...

Home Repair
Up to $2,500 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebate for installation of qualifying air source heat pumps in electrically heated homes. Provides up to $2,500 for cold...

Energy
Up to $250 rebate

Xcel Energy Air Conditioner Rebate

Rebate for installation of high-efficiency central air conditioning units. Provides up to $250 for qualifying ENERGY STA...

Energy
$100 rebate

Xcel Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats that allow for demand response participation. Eligi...

Energy
$75 rebate plus free pickup

Xcel Energy Refrigerator & Freezer Recycling

Free pickup and recycling of working refrigerators and freezers with a $75 rebate per unit. Removes energy-wasting secon...

Energy
Up to $2,000 rebate

Xcel Energy Insulation Rebate

Rebate for professionally installed insulation and air sealing in electrically heated homes. Requires pre-approval and h...

Weatherization
Upfront incentive plus ongoing credits

Xcel Energy Solar*Rewards Program

Incentive program for residential solar photovoltaic installations. Provides upfront rebate plus ongoing production cred...

Solar/Renewable
Up to $1,200 rebate

CenterPoint Energy Furnace Rebate

Rebate for installation of high-efficiency natural gas furnaces in CenterPoint Energy service territory. Provides up to ...

Energy
Up to $1,500 rebate

CenterPoint Energy Boiler Rebate

Rebate for installation of high-efficiency natural gas boilers. Provides up to $1,500 for condensing boilers with AFUE 9...

Energy
Up to $300 rebate

CenterPoint Energy Water Heater Rebate

Rebate for installation of ENERGY STAR certified natural gas water heaters. Provides rebates up to $300 for qualifying t...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, ...

Home Repair
Up to $1,800 annual heating assistance

Minnesota Energy Assistance Program (EAP)

Helps low-income households pay their heating bills during the winter months. Benefit amount based on household income, ...

Energy
Up to $1,100 emergency assistance

Minnesota Energy Assistance Crisis Program

Provides emergency assistance to households facing heating crisis including shut-off, system failure, or fuel shortage. ...

Emergency
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disabilities. A...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. Available to ve...

Veterans
Up to $3,150 refund

Minnesota Property Tax Refund (Homestead Credit)

Provides property tax relief to homeowners based on income and property taxes. Regular refunds available to all qualifyi...

Property Tax Relief
Up to $30,000 low-interest loan

Crow Wing County Septic System Loan Program

Provides low-interest loans to Crow Wing County homeowners for repair or replacement of failing septic systems. Loan ter...

Home Repair

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Local help in Brainerd, MN

Organizations that help Brainerd homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Brainerd, MN?

The directory includes 20 possible-program records associated with Brainerd, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Brainerd classified?

Our classifier labels 11 records as grants, 2 as forgivable loans, and 6 as rebates in Brainerd. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Brainerd?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.