Home Improvement Grants in Brainerd.
Browse cataloged grants, rebates, loans, and other assistance records for Brainerd, MN. Verify each program's current rules, service area, and status.
The Brainerd, MN directory shows 24 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 11 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Minnesota Weatherization Assistance Program (WAP)
Federally-funded program providing free weatherization services to income-eligible households in Crow Wing County. Servi...
Minnesota Housing Fix Up Fund
Deferred loan program offering 0% interest financing for necessary home repairs and improvements. Available to homeowner...
Minnesota Housing Rehabilitation Loan Program
Provides forgivable loans to low-income homeowners for critical home repairs including structural, mechanical, and healt...
Minnesota Lead Safe Homes Program
Provides free lead hazard assessment and abatement services for income-eligible households with children under age 6 in ...
Xcel Energy Air Source Heat Pump Rebate
Rebate for installation of qualifying air source heat pumps in electrically heated homes. Provides up to $2,500 for cold...
Xcel Energy Air Conditioner Rebate
Rebate for installation of high-efficiency central air conditioning units. Provides up to $250 for qualifying ENERGY STA...
Xcel Energy Smart Thermostat Rebate
Rebate for purchase and installation of qualifying smart thermostats that allow for demand response participation. Eligi...
Xcel Energy Refrigerator & Freezer Recycling
Free pickup and recycling of working refrigerators and freezers with a $75 rebate per unit. Removes energy-wasting secon...
Xcel Energy Insulation Rebate
Rebate for professionally installed insulation and air sealing in electrically heated homes. Requires pre-approval and h...
Xcel Energy Solar*Rewards Program
Incentive program for residential solar photovoltaic installations. Provides upfront rebate plus ongoing production cred...
CenterPoint Energy Furnace Rebate
Rebate for installation of high-efficiency natural gas furnaces in CenterPoint Energy service territory. Provides up to ...
CenterPoint Energy Boiler Rebate
Rebate for installation of high-efficiency natural gas boilers. Provides up to $1,500 for condensing boilers with AFUE 9...
CenterPoint Energy Water Heater Rebate
Rebate for installation of ENERGY STAR certified natural gas water heaters. Provides rebates up to $300 for qualifying t...
USDA Section 504 Home Repair Program
Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, ...
Minnesota Energy Assistance Program (EAP)
Helps low-income households pay their heating bills during the winter months. Benefit amount based on household income, ...
Minnesota Energy Assistance Crisis Program
Provides emergency assistance to households facing heating crisis including shut-off, system failure, or fuel shortage. ...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disabilities. A...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. Available to ve...
Minnesota Property Tax Refund (Homestead Credit)
Provides property tax relief to homeowners based on income and property taxes. Regular refunds available to all qualifyi...
Crow Wing County Septic System Loan Program
Provides low-interest loans to Crow Wing County homeowners for repair or replacement of failing septic systems. Loan ter...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Brainerd
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