Home Improvement Grants in Binghamton.

Browse cataloged grants, rebates, loans, and other assistance records for Binghamton, NY. Verify each program's current rules, service area, and status.

The Binghamton, NY directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,000 in improvements

New York State Weatherization Assistance Program (WAP)

Free weatherization services to reduce energy costs for income-eligible households in Broome County. Includes insulation...

Weatherization
Forgivable loan up to $30,000

Binghamton Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance to low- and moderate-income homeowners in Binghamton. The forgivable loan ...

Home Repair
Free lead abatement services

Binghamton Lead Hazard Control Program

Free lead hazard removal for qualifying homes built before 1978 in Binghamton. Priority given to homes with children und...

Home Repair
Up to $15,000 grant

Binghamton Accessibility Modification Program

Provides accessibility modifications for income-eligible homeowners with disabilities in Binghamton. Covers ramps, grab ...

Seniors & Disability
Up to $10,000 grant

Binghamton Emergency Home Repair Grant

Emergency repair grants for owner-occupied homes in Binghamton with urgent health or safety threats. Covers immediate ha...

Emergency
Up to $1,000 rebate

NYSEG Heat Pump Rebate

Rebates for NYSEG electric customers who install qualifying air-source or ductless mini-split heat pumps. Rebates vary b...

Energy
Up to $500 rebate

NYSEG Home Insulation Rebate

Rebates for NYSEG customers who add qualifying insulation to attics, walls, or basements. Must meet minimum R-value requ...

Weatherization
Varies by system size, avg $5,000

NYSERDA NY-Sun Solar Incentive

Incentive for homeowners in Binghamton who install solar photovoltaic systems. Incentive amount varies by system size an...

Solar/Renewable
Up to $15,000 in upgrades

NYSERDA EmPower+ Income-Qualified Program

Comprehensive energy efficiency upgrades at no cost for income-eligible households in Binghamton. Includes insulation, a...

Weatherization
Up to $600 rebate

NYSEG Electric Water Heater Rebate

Rebates for NYSEG customers who install qualifying high-efficiency electric water heaters or heat pump water heaters. Hi...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Binghamton to repair or improv...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home where they will reside. ...

Veterans
Up to $35,000 forgivable loan

Broome County HOME Investment Partnerships

HOME funds provide rehabilitation assistance to low- and moderate-income homeowners throughout Broome County. Forgivable...

Home Repair
Up to $5,000 grant

Broome County Senior Home Repair Program

Assists seniors age 60+ with minor home repairs and accessibility modifications in Broome County. Priority given to low-...

Seniors & Disability
Up to $3,000 rebate

Binghamton Water Lateral Replacement Assistance

Rebate to help homeowners replace aging or leaking water service laterals from the curb stop to the home. Program helps ...

Home Repair
Up to $10,000 low-interest loan

Binghamton Sewer Lateral Repair Loan

Low-interest loan program to help Binghamton homeowners repair or replace failing sewer laterals. Prevents basement back...

Home Repair
20% tax credit, max $50,000

New York State Historic Homeownership Rehabilitation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes in New York. Home m...

Historic
25% tax credit, max $5,000

New York State Solar Energy System Equipment Credit

New York State tax credit for 25% of solar equipment costs, up to $5,000, for residential solar installations in Bingham...

Solar/Renewable
Up to $750 heating assistance

New York Home Energy Assistance Program (HEAP)

Helps low-income New Yorkers pay heating bills and covers emergency heating equipment repairs. Regular benefit assists w...

Energy
Avg $1,000 annual property tax savings

Binghamton Enhanced STAR Senior Tax Exemption

Enhanced School Tax Relief (STAR) exemption for senior homeowners age 65+ in Binghamton with income under $92,000. Provi...

Property Tax Relief

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Local help in Binghamton, NY

Organizations that help Binghamton homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Binghamton, NY?

The directory includes 23 possible-program records associated with Binghamton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Binghamton classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 4 as rebates in Binghamton. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Binghamton?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.