Home Improvement Grants in Bemidji.

Browse cataloged grants, rebates, loans, and other assistance records for Bemidji, MN. Verify each program's current rules, service area, and status.

The Bemidji, MN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered through Tri-Valley Opportunity Council serving Beltrami County. Pro...

Weatherization
Up to $75,000

Minnesota Housing Fix-Up Fund

Low-interest deferred loan program for home improvements for owner-occupants with household income at or below 115% area...

Home Repair
Forgivable loan up to $24,999

Bemidji Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation assistance for income-qualified owner-occupants in Bemidji city limits. Loan is forgiven afte...

Home Repair
Up to $5,000 grant

Bemidji Emergency Home Repair Grant

Grant assistance for emergency repairs posing immediate threat to health and safety for very low-income owner-occupants ...

Emergency
Up to $15,000 grant

Bemidji Accessibility Modification Grant

Grant program for accessibility modifications to owner-occupied homes where a household member has a documented disabili...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income rural homeowners to repair, improve, or modernize their homes. Loans up to $40,000 at 1...

Home Repair
Service normally $400, subsidized to $70-$120

Xcel Energy Home Energy Squad

In-home energy assessment and immediate installation of energy-saving products including LED bulbs, low-flow showerheads...

Weatherization
Up to $2,500 rebate

Xcel Energy Electric Heat Pump Rebate

Rebates for qualifying air-source heat pump installations. $1,500 for ducted central heat pumps (8+ HSPF), up to $2,500 ...

Energy
Up to $1,200 rebate

Xcel Energy Home Insulation Rebate

Rebates for professionally installed insulation in attics, walls, and basements. Requires Home Energy Audit first. Rebat...

Weatherization
Up to $300 rebate

Xcel Energy Central Air Conditioning Rebate

Rebate for installing high-efficiency central air conditioning systems. $50 for ENERGY STAR qualified units, up to $300 ...

Energy
$100 rebate per qualifying thermostat

Xcel Energy Smart Thermostat Rebate

Instant or mail-in rebate for purchasing and installing a qualifying smart thermostat. Models from Nest, Ecobee, Honeywe...

Energy
Up to $900 rebate

Xcel Energy Water Heater Rebate

Rebates for high-efficiency water heaters: up to $900 for heat pump water heaters (electric), $200 for tankless gas mode...

Energy
$50-$75 per appliance recycled

Xcel Energy Refrigerator & Freezer Recycling

Get paid to recycle your old working refrigerator or freezer. Free pickup scheduled at your convenience. Receive $50 for...

Energy
Incentive varies by system size and waitlist

Xcel Energy Solar*Rewards Program

Performance-based incentive for residential solar installations in Xcel service territory. Paid per kWh produced over 10...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps Veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps Veterans with certain service-connected disabilities adapt a family member's home they live in or will live in. Fo...

Veterans
Free lead hazard assessment and reduction

Minnesota Lead-Safe Homes Program

Provides free lead hazard assessments and lead reduction services to families with children under age 6 living in homes ...

Home Repair
Refund up to $3,350

Minnesota Homestead Credit Refund (Property Tax Refund)

Provides property tax relief for homeowners and renters whose property taxes are high relative to their income. Househol...

Property Tax Relief
Defer property taxes, repaid at sale or transfer

Minnesota Senior Citizens Property Tax Deferral

Allows homeowners age 65+ with household income under $120,000 to defer payment of property taxes on their homestead. St...

Property Tax Relief
Up to $27,000 deferred loan

Minnesota Housing Live Well at Home Program

Deferred loan program for homeowners age 55+ to make accessibility improvements and essential repairs. Helps seniors age...

Seniors & Disability

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Local help in Bemidji, MN

Organizations that help Bemidji homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Bemidji, MN?

The directory includes 23 possible-program records associated with Bemidji, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Bemidji classified?

Our classifier labels 14 records as grants, 3 as forgivable loans, and 5 as rebates in Bemidji. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Bemidji?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.