Home Improvement Grants in Albert Lea.

Browse cataloged grants, rebates, loans, and other assistance records for Albert Lea, MN. Verify each program's current rules, service area, and status.

The Albert Lea, MN directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization improvements

Minnesota State Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible households including insulation, air sealing, furnace repair/replacemen...

Weatherization
Up to $75,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan for owner-occupants with household income at or below 115% area median income. Can be...

Home Repair
Deferred loan up to $50,000

Minnesota Housing Rehabilitation Loan Program

Deferred or forgivable loan for major home rehabilitation for income-eligible homeowners. Loan is typically forgiven aft...

Home Repair
Free lead hazard removal

Minnesota Lead Hazard Reduction Program

Free lead hazard reduction services for homes built before 1978 with children under age 6 or pregnant women. Includes te...

Home Repair
Forgivable loan up to $30,000

Albert Lea Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for income-qualified owner-occupants in Albert Lea city limits. Loan ...

Home Repair
Grant up to $15,000

Albert Lea Accessibility Modification Program

Grant funding for accessibility modifications for senior or disabled homeowners in Albert Lea. Covers ramps, grab bars, ...

Seniors & Disability
Deferred loan up to $25,000

Freeborn County Senior Deferred Loan Program

Deferred, no-interest loan for home repairs for homeowners age 62 or older in Freeborn County. No monthly payments; loan...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Grants up to $27,500 for homeowners 62+ and very low income (under 50% AMI) and loans up to $40,000 at 1% interest for o...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase an accessible home. Eligible disabil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Eligible...

Veterans
Up to $3,900 in rebates

Xcel Energy Home Efficiency Rebates

Rebates for HVAC upgrades, insulation, air sealing, and water heater improvements for Xcel Energy customers in Albert Le...

Energy
Up to $2,500 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebate for installing high-efficiency air source heat pumps that meet energy efficiency requirements. Available for both...

Energy
Free weatherization services

Xcel Energy Income-Qualified Weatherization

Free whole-home energy efficiency improvements for income-qualified Xcel Energy customers. Includes insulation, air seal...

Weatherization
Production-based incentive

Xcel Energy Solar*Rewards Program

Production-based solar incentive for residential solar installations. Xcel Energy pays per kilowatt-hour of solar energy...

Solar/Renewable
Up to $100 rebate

CenterPoint Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat for CenterPoint Energy natural gas customers in Alber...

Energy
Up to $1,100 rebate

CenterPoint Energy Furnace Rebate

Rebate for installing a high-efficiency natural gas furnace (95% AFUE or higher) for CenterPoint Energy customers in Alb...

Energy
Refund up to $3,350

Minnesota Homestead Property Tax Refund

State property tax refund for Minnesota homeowners with household income below $128,280 (2024). Refund amount based on p...

Property Tax Relief
Defer property taxes

Minnesota Senior Citizen Property Tax Deferral

Allows homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pays the tax...

Property Tax Relief
Low-interest loan up to $30,000

Freeborn County Septic System Loan Program

Low-interest loan program for septic system repair, replacement, or upgrade for Freeborn County residents. Loan terms up...

Home Repair
Grant/loan up to $10,000

Albert Lea Sewer Lateral Assistance Program

Financial assistance for repair or replacement of private sewer laterals in Albert Lea city limits. Grant portion availa...

Home Repair
Sales tax exemption on solar equipment

Minnesota Solar Energy Sales Tax Exemption

Minnesota exempts qualifying solar energy systems from state sales tax. Applies to solar panels, inverters, racking, and...

Solar/Renewable

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Local help in Albert Lea, MN

Organizations that help Albert Lea homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Albert Lea, MN?

The directory includes 21 possible-program records associated with Albert Lea, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Albert Lea classified?

Our classifier labels 14 records as grants, 3 as forgivable loans, and 2 as rebates in Albert Lea. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Albert Lea?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.