Home Improvement Grants in Albany.

Browse cataloged grants, rebates, loans, and other assistance records for Albany, NY. Verify each program's current rules, service area, and status.

The Albany, NY directory shows 30 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants21Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 30 resources (29 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $40,000

Albany CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for comprehensive home repairs to owner-occupied properties in Albany. Loan is forgiven after ...

Home Repair
Grant up to $10,000

Albany Emergency Home Repair Program

Provides emergency repair grants for owner-occupied homes facing immediate health and safety threats. Income must be at ...

Emergency
Free lead abatement services

Albany Lead Hazard Control Assistance Program

HUD-funded program to identify and remediate lead-based paint hazards in Albany County homes built before 1978. Priority...

Home Repair
Up to $8,000 in weatherization services

New York Weatherization Assistance Program (WAP)

Federally-funded program that reduces energy costs by improving home energy efficiency. Services include insulation, air...

Weatherization
Up to $1,500 per unit

National Grid Heat Pump Rebate Program

Rebate for installation of qualifying air-source or ground-source heat pumps in National Grid service territory. Rebate ...

Energy
Up to $750

National Grid High-Efficiency Heating Rebate

Rebate for replacing old heating equipment with high-efficiency natural gas furnaces or boilers. Equipment must meet min...

Energy
Up to $2,000

National Grid Home Insulation Rebate

Rebate covering up to 50% of insulation and air sealing costs for National Grid customers. Must complete home energy ass...

Weatherization
Up to $1,000 in combined rebates

NYSEG Home Energy Efficiency Rebates

Electric and gas efficiency rebates for NYSEG customers in Albany County. Covers insulation, air sealing, high-efficienc...

Energy
Up to $10,000 in incentives

NYSERDA Home Energy Assessment and Incentives

Subsidized home energy assessments ($50-$150) followed by incentives for recommended efficiency improvements. Incentive ...

Energy
Varies by system size; avg. $5,000

NY-Sun Solar Energy System Incentive

Statewide incentive for residential solar photovoltaic systems. Incentive amount is based on system size ($/watt) and de...

Solar/Renewable
Enhanced incentives up to $12,000

NYSERDA Affordable Solar Program

Enhanced solar incentives for low- to moderate-income households in New York State. Provides higher incentive rates and ...

Solar/Renewable
Grant up to $15,000

Albany County Senior Home Repair Program

Provides grants for home repairs and modifications to help Albany County seniors age 62+ remain safely in their homes. I...

Seniors & Disability
Up to $10,000 grant

Albany County Home Accessibility Modification Program

Grants for accessibility modifications to help seniors and people with disabilities remain safely at home. Covers ramps,...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Albany to repair or improve ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase, build, or modify a home to meet their adapti...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify their home for accessibility. Covers veterans w...

Veterans
Up to $5,000 grant

Albany County Sewer Lateral Repair Assistance

Grants to help income-qualified homeowners repair or replace failing sewer lateral lines from the home to the main sewer...

Home Repair
Up to $35,000

New York HOME Program Local Grants

Federal HOME Investment Partnerships Program funds distributed by New York State for owner-occupied rehabilitation. Prov...

Home Repair
Matching grant up to $5,000

Albany Historic Preservation Grant Program

Matching grants for exterior restoration of historic properties in designated historic districts. Covers historically ap...

Historic
Up to $6,500 for heating system

HEAP Heating Equipment Repair & Replacement

Emergency heating equipment repair and replacement for households facing heating emergencies. Available through the Home...

Emergency
Free efficiency upgrades

National Grid Income-Qualified Energy Efficiency

No-cost energy efficiency services for income-qualified National Grid customers. Includes home energy assessment, air se...

Weatherization
Reduces assessed value 5-50%

Albany Senior Citizens Property Tax Exemption

Reduces property assessment by 5% to 50% for qualifying senior homeowners age 65+. Reduction amount is based on income l...

Property Tax Relief
Varies by disability rating

Albany Disabled Veteran Property Tax Exemption

Property tax exemption for veterans with service-connected disabilities. Exemption amount varies based on disability rat...

Property Tax Relief
Loans up to $50,000

SONYMA Low-Interest Home Improvement Loans

Low-interest home improvement loans for income-qualified New York homeowners. Can be used for repairs, improvements, or ...

Home Repair
Incentives up to $14,000

New York Green Homes Program

Statewide incentives for electrification and heat pump installation. Offers rebates for heat pump heating and cooling sy...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system, including equipment, labor,...

Solar/Renewable

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Local help in Albany, NY

Organizations that help Albany homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Albany, NY?

The directory includes 29 possible-program records associated with Albany, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Albany classified?

Our classifier labels 21 records as grants, 2 as forgivable loans, and 5 as rebates in Albany. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Albany?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.