Home Improvement Grants in Wilmington.
Browse cataloged grants, rebates, loans, and other assistance records for Wilmington, NC. Verify each program's current rules, service area, and status.
The Wilmington, NC directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 17 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
North Carolina Weatherization Assistance Program
Federally funded weatherization program that reduces energy costs by improving home energy efficiency through insulation...
Wilmington Owner-Occupied Rehabilitation Program
Provides deferred forgivable loans for major home repairs to low-income homeowners in Wilmington city limits. Loan is fo...
Wilmington Emergency Home Repair Grant
Grant program for emergency repairs that pose immediate threats to health and safety for very low-income homeowners. Pri...
Wilmington Home Accessibility Modification Program
Provides grants for accessibility modifications to homes occupied by disabled or elderly residents. Covers ramps, widene...
New Hanover County Lead Hazard Control Program
HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...
NC Housing Finance Agency Rehabilitation Loan
Low-interest loan program for major home repairs and improvements available statewide. Loans have favorable terms with i...
USDA Section 504 Home Repair Loan & Grant
Provides loans and grants to very low-income homeowners in eligible rural areas near Wilmington to repair, improve, or m...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they will reside. A...
Duke Energy Heat Pump Rebate
Rebate for residential customers who install qualifying high-efficiency heat pumps. Must meet minimum efficiency ratings...
Duke Energy Smart $aver Program
Comprehensive home energy efficiency program offering rebates for insulation, air sealing, duct improvements, water heat...
NC Solar Energy Tax Credit (Commercial)
State tax credit for solar photovoltaic systems. Note: residential credit expired in 2015, but homeowners can still clai...
Cape Fear Public Utility Authority Lateral Repair Assistance
Grants to assist low-income homeowners with the cost of repairing or replacing failing private sewer laterals. Priority ...
Wilmington Historic Preservation Grant
Matching grant for exterior restoration and preservation work on contributing structures in designated local historic di...
North Carolina Disaster Recovery Program
State disaster recovery assistance for homeowners affected by federally-declared disasters (hurricanes, floods). Provide...
New Hanover County Senior Home Repair Program
Provides minor home repairs and safety modifications for low-income seniors age 60+ in New Hanover County. Covers grab b...
Wilmington HOME Investment Partnerships Program
Federal HOME funds for owner-occupied rehabilitation addressing code violations, health and safety hazards, and accessib...
Duke Energy Residential Customer Assistance
Free energy efficiency upgrades for income-qualified Duke Energy customers including LED bulbs, weatherization kits, wat...
North Carolina Housing Opportunities for Persons with AIDS
Federal HOPWA program providing housing assistance including home repairs for low-income persons living with HIV/AIDS. C...
Cape Fear Public Utility Water Heater Rebate
Rebate for CFPUA water customers who install high-efficiency water heaters. Covers tankless gas, tankless electric, and ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Wilmington
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