Home Improvement Grants in Wilmington.

Browse cataloged grants, rebates, loans, and other assistance records for Wilmington, NC. Verify each program's current rules, service area, and status.

The Wilmington, NC directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program

Federally funded weatherization program that reduces energy costs by improving home energy efficiency through insulation...

Weatherization
Forgivable loan up to $40,000

Wilmington Owner-Occupied Rehabilitation Program

Provides deferred forgivable loans for major home repairs to low-income homeowners in Wilmington city limits. Loan is fo...

Home Repair
Up to $10,000 grant

Wilmington Emergency Home Repair Grant

Grant program for emergency repairs that pose immediate threats to health and safety for very low-income homeowners. Pri...

Emergency
Up to $25,000 grant

Wilmington Home Accessibility Modification Program

Provides grants for accessibility modifications to homes occupied by disabled or elderly residents. Covers ramps, widene...

Seniors & Disability
Free lead hazard removal

New Hanover County Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
Up to $50,000 loan

NC Housing Finance Agency Rehabilitation Loan

Low-interest loan program for major home repairs and improvements available statewide. Loans have favorable terms with i...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very low-income homeowners in eligible rural areas near Wilmington to repair, improve, or m...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where they will reside. A...

Veterans
Up to $600 rebate

Duke Energy Heat Pump Rebate

Rebate for residential customers who install qualifying high-efficiency heat pumps. Must meet minimum efficiency ratings...

Energy
Up to $1,200 in rebates

Duke Energy Smart $aver Program

Comprehensive home energy efficiency program offering rebates for insulation, air sealing, duct improvements, water heat...

Weatherization
35% of system cost (commercial only)

NC Solar Energy Tax Credit (Commercial)

State tax credit for solar photovoltaic systems. Note: residential credit expired in 2015, but homeowners can still clai...

Solar/Renewable
Up to $5,000 grant

Cape Fear Public Utility Authority Lateral Repair Assistance

Grants to assist low-income homeowners with the cost of repairing or replacing failing private sewer laterals. Priority ...

Home Repair
Up to $10,000 matching grant

Wilmington Historic Preservation Grant

Matching grant for exterior restoration and preservation work on contributing structures in designated local historic di...

Historic
Up to $50,000 grant

North Carolina Disaster Recovery Program

State disaster recovery assistance for homeowners affected by federally-declared disasters (hurricanes, floods). Provide...

Disaster
Up to $3,000 grant

New Hanover County Senior Home Repair Program

Provides minor home repairs and safety modifications for low-income seniors age 60+ in New Hanover County. Covers grab b...

Seniors & Disability
Up to $30,000 grant

Wilmington HOME Investment Partnerships Program

Federal HOME funds for owner-occupied rehabilitation addressing code violations, health and safety hazards, and accessib...

Home Repair
Free efficiency upgrades

Duke Energy Residential Customer Assistance

Free energy efficiency upgrades for income-qualified Duke Energy customers including LED bulbs, weatherization kits, wat...

Energy
Up to $20,000 for repairs

North Carolina Housing Opportunities for Persons with AIDS

Federal HOPWA program providing housing assistance including home repairs for low-income persons living with HIV/AIDS. C...

Home Repair
Up to $300 rebate

Cape Fear Public Utility Water Heater Rebate

Rebate for CFPUA water customers who install high-efficiency water heaters. Covers tankless gas, tankless electric, and ...

Energy

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Local help in Wilmington, NC

Organizations that help Wilmington homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Wilmington, NC?

The directory includes 22 possible-program records associated with Wilmington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Wilmington classified?

Our classifier labels 17 records as grants, 1 as forgivable loans, and 3 as rebates in Wilmington. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Wilmington?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.