Home Improvement Grants in Raleigh.

Browse cataloged grants, rebates, loans, and other assistance records for Raleigh, NC. Verify each program's current rules, service area, and status.

The Raleigh, NC directory shows 34 cataloged resources. Of those, 28 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 28 records is $126,526, not an estimate of your award. Discovery tags include 14 senior-related records, 5 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans7Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 34 resources (28 currently open or actionable repair-assistance records)
Up to $120,000

Raleigh Substantial Rehabilitation Program

The City of Raleigh's Substantial Rehabilitation Program provides deferred-payment, 0% interest loans up to $120,000 for...

Home Repair
Up to $20,000

Raleigh Limited Repair Program

The Raleigh Limited Repair Program provides deferred 0% interest loans up to $20,000 to help low- and moderate-income ho...

Home Repair
Up to $30,000

Raleigh Home Revitalization Program

The Raleigh Home Revitalization Program provides deferred 0% interest loans up to $30,000 for necessary repairs, aging-i...

Home Repair
Up to $90,000 (including closing costs and testing fees)

Wake County Major Home Repair Program

Wake County's Major Repair Program is a pilot initiative offering deferred 0% interest loans up to $90,000 to low-income...

Home Repair
Up to $15,000 per household

NC Urgent Repair Program (NCHFA / URP)

The NC Urgent Repair Program (URP) provides deferred forgivable loans up to $15,000 per household for emergency health a...

Home Repair
Free services typically valued at $6,500-$8,500 per home

NC Weatherization Assistance Program (WAP)

The NC Weatherization Assistance Program provides free energy-efficiency improvements to income-eligible households, inc...

Weatherization
Up to $8,000 for income-qualified HVAC replacement

Duke Energy Smart $aver Efficiency Rebates

Duke Energy's Smart $aver program offers residential customers rebates for qualifying energy-efficiency upgrades. As of ...

Energy
Rebates vary by equipment type

Dominion Energy NC (Enbridge/PSNC) Gas Efficiency Rebates

Dominion Energy NC (serving Raleigh-area natural gas customers under the ThermoWise program) offers rebates for qualifyi...

Energy
Up to $8,000 (HOMES whole-home rebate) or $14,000 (HEAR income-qualified)

Energy Saver NC, HOMES & HEAR Rebates

Energy Saver NC, launched in January 2025, provides IRA-funded home energy rebates to North Carolina residents. The HOME...

Energy
No-cost repairs (value varies by project scope)

Habitat for Humanity Wake County, Home Preservation

Habitat for Humanity of Wake County's Home Preservation program partners with Preserving Home to deliver critical repair...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA HISA Grant, Home Improvements & Structural Alterations

The VA Home Improvements and Structural Alterations (HISA) grant provides up to $6,800 for veterans with service-connect...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA SAH Grant, Specially Adapted Housing

The VA Specially Adapted Housing (SAH) grant provides up to $126,526 in FY 2026 to help veterans with severe service-con...

Veterans
Up to $25,350 (SHA), FY2026

VA SHA Grant, Special Home Adaptation

The VA Special Home Adaptation (SHA) grant provides up to $25,350 in FY 2026 to improve mobility throughout the home for...

Veterans
Excludes $25,000 or 50% of home value (whichever is greater) from taxation

NC Elderly/Disabled Homestead Exclusion

North Carolina's Elderly or Disabled Homestead Exclusion reduces property taxes by excluding the greater of $25,000 or 5...

Property Tax Relief
First $45,000 of appraised value excluded from property tax

NC Disabled Veteran Property Tax Exclusion

North Carolina veterans with a 100% total and permanent service-connected disability rating from the VA, or who receive ...

Veterans
Assistance varies; typically $300-$700 per season depending on fuel type

LIHEAP, Low Income Home Energy Assistance (NC)

NC LIHEAP provides seasonal energy bill assistance and limited emergency energy crisis funds to income-eligible househol...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA Rural Development's Section 504 program provides low-interest loans and grants to very low-income rural homeowners ...

Home Repair
Purchase or refinance + up to $75,000 repairs (Limited); no cap (Standard)

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) Rehabilitation Mortgage enables Raleigh-area homebuyers and existing homeowners to finance both a home pu...

Home Repair
Limits property tax to 4% or 5% of income; deferred taxes repaid on sale

NC Property Tax Circuit Breaker (Elderly/Disabled)

NC's Property Tax Circuit Breaker program caps property taxes at 4% of income for very low-income elderly or disabled ho...

Property Tax Relief
Up to $3,200/year in federal tax credits

Federal Energy Efficient Home Improvement Tax Credit (25C)

The federal 25C Energy Efficient Home Improvement Credit allows homeowners to claim 30% of qualifying improvement costs ...

Energy
30% of cost, no dollar cap through 2032

Federal Residential Clean Energy Tax Credit (25D)

The federal 25D Residential Clean Energy Credit provides a 30% tax credit with no dollar cap for qualifying renewable en...

Energy
Varies by program; housing rehab included in annual CDBG allocation

City of Raleigh CDBG Community Development Programs

The City of Raleigh receives annual HUD Community Development Block Grant entitlement funding and allocates a portion to...

Home Repair
No-cost critical repairs based on need

Preserving Home, Critical Home Repair (Rebuilding Together Triangle)

Preserving Home (formerly Rebuilding Together of the Triangle) serves as a key administrator for both City of Raleigh an...

Home Repair
Varies; typically $20,000-$50,000 for owner-occupied rehab

Wake County CDBG/HOME Housing Rehabilitation

Wake County receives HUD entitlement CDBG and HOME funding and directs a portion toward owner-occupied housing rehabilit...

Home Repair
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Free, services typically valued at $500-$10,000

Rebuilding Together Safe at Home

Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Raleigh, NC

Organizations that help Raleigh homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Raleigh, NC?

The directory includes 28 possible-program records associated with Raleigh, including Raleigh Substantial Rehabilitation Program, Raleigh Limited Repair Program, Raleigh Home Revitalization Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Raleigh classified?

Our classifier labels 17 records as grants, 7 as forgivable loans, and 3 as rebates in Raleigh. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Raleigh?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.