Home Improvement Grants in Cary.
Browse cataloged grants, rebates, loans, and other assistance records for Cary, NC. Verify each program's current rules, service area, and status.
The Cary, NC directory shows 33 cataloged resources. Of those, 28 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 28 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 18 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 5 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
NC Housing Finance Authority Homeowner Rehab Program
Provides deferred, forgivable loans for major repairs to owner-occupied homes for low-income families. Loan is forgiven ...
North Carolina Weatherization Assistance Program (WAP)
Federally funded program providing free energy efficiency improvements to income-eligible households. Priority given to ...
NC Childhood Lead Poisoning Prevention Program
Provides free lead hazard evaluation and remediation for homes built before 1978 where children under 6 reside. Funded t...
Cary Owner-Occupied Rehabilitation Program
CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in Cary. Loan is forgiven...
Cary Emergency Home Repair Grant
Provides emergency repair grants for low-income homeowners facing immediate health and safety hazards. Priority given to...
Cary Home Accessibility Modification Program
Provides grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in thei...
Cary Water & Sewer Lateral Repair Assistance
Rebate program for homeowners who repair or replace private water or sewer laterals. Town reimburses 50% of eligible rep...
Duke Energy Heat Pump Rebate
Rebate for installing high-efficiency heat pump systems in Duke Energy service territory. Rebate amount varies by system...
Duke Energy Smart Saver Program
Provides rebates for multiple energy efficiency improvements including insulation, air sealing, duct sealing, and effici...
Duke Energy Solar Rebate Program
Provides rebates for residential solar photovoltaic installations at $0.60 per watt. Program capacity is limited and app...
USDA Section 504 Home Repair Program
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities adapt or purchase an adapted home. For veterans with loss of ...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt their home. For veterans with blindness in both eyes or...
Wake County Senior Home Repair Program
Provides home repair grants for low-income seniors age 60+ in Wake County. Covers essential repairs including roofing, p...
NC Housing Trust Fund - Rehabilitation
State-funded program providing deferred loans for substantial rehabilitation of owner-occupied homes for low-income fami...
Wake County HOME Rehabilitation Program
HOME Investment Partnerships Program providing forgivable loans for substantial home repairs to low-income homeowners in...
NC Disaster Recovery Home Repair
Provides assistance for unmet disaster recovery needs following federally declared disasters. Program reopens when new d...
Duke Energy Neighborhood Energy Saver
Free whole-home energy efficiency upgrades for income-qualified Duke Energy customers. Includes insulation, air sealing,...
Wake County Elderly/Disabled Property Tax Exclusion
Excludes up to $30,000 of assessed home value from property taxes for qualifying seniors 65+ or totally and permanently ...
NC Disabled Veteran Property Tax Exclusion
Excludes $45,000 of assessed home value from property taxes for qualifying disabled veterans with 100% permanent and tot...
North Carolina Solar Energy Tax Credit
North Carolina offers a 35% state income tax credit for residential solar installations, capped at $10,800. Credit expir...
Cary Historic Preservation Grant
Matching grants for exterior preservation and restoration of historically designated properties in Cary. Property must b...
Cary Stormwater Rain Garden Rebate
Rebate for residential rain gardens that reduce stormwater runoff. Rain garden must meet town specifications and be inst...
Duke Energy Home Energy Assessment
Professional home energy assessment for only $50 (regularly $400+). Certified energy advisor identifies energy waste and...
NC Community Development Block Grant - Septic
Low-interest loans for repair or replacement of failing septic systems for moderate-income homeowners in Wake County. He...
NC Homeowner Assistance Fund
Federal pandemic relief program that provided assistance with past-due mortgage payments, property taxes, insurance, and...
Wake County First Responder Home Repair
Forgivable loans for home repairs for qualifying first responders (police, fire, EMS) employed in Wake County. Loan forg...
Duke Energy Heat Pump Water Heater Rebate
Rebate for installing ENERGY STAR certified heat pump water heaters. Heat pump water heaters are 2-3 times more efficien...
North Carolina Energy Assistance Program
Provides heating and cooling assistance to income-eligible North Carolina households through local Community Action Agen...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Cary
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