Home Improvement Grants in Cary.

Browse cataloged grants, rebates, loans, and other assistance records for Cary, NC. Verify each program's current rules, service area, and status.

The Cary, NC directory shows 33 cataloged resources. Of those, 28 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 28 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans5Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 33 resources (28 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 deferred loan

NC Housing Finance Authority Homeowner Rehab Program

Provides deferred, forgivable loans for major repairs to owner-occupied homes for low-income families. Loan is forgiven ...

Home Repair
Up to $8,000 in energy upgrades

North Carolina Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-eligible households. Priority given to ...

Weatherization
Free lead hazard removal

NC Childhood Lead Poisoning Prevention Program

Provides free lead hazard evaluation and remediation for homes built before 1978 where children under 6 reside. Funded t...

Home Repair
Up to $30,000 forgivable loan

Cary Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in Cary. Loan is forgiven...

Home Repair
Up to $10,000 grant

Cary Emergency Home Repair Grant

Provides emergency repair grants for low-income homeowners facing immediate health and safety hazards. Priority given to...

Emergency
Up to $15,000 grant

Cary Home Accessibility Modification Program

Provides grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in thei...

Seniors & Disability
Up to $5,000 rebate

Cary Water & Sewer Lateral Repair Assistance

Rebate program for homeowners who repair or replace private water or sewer laterals. Town reimburses 50% of eligible rep...

Home Repair
Up to $1,200 rebate

Duke Energy Heat Pump Rebate

Rebate for installing high-efficiency heat pump systems in Duke Energy service territory. Rebate amount varies by system...

Energy
Up to $650 in rebates

Duke Energy Smart Saver Program

Provides rebates for multiple energy efficiency improvements including insulation, air sealing, duct sealing, and effici...

Weatherization
$0.60 per watt up to system size limits

Duke Energy Solar Rebate Program

Provides rebates for residential solar photovoltaic installations at $0.60 per watt. Program capacity is limited and app...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt or purchase an adapted home. For veterans with loss of ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their home. For veterans with blindness in both eyes or...

Veterans
Up to $12,000 grant

Wake County Senior Home Repair Program

Provides home repair grants for low-income seniors age 60+ in Wake County. Covers essential repairs including roofing, p...

Seniors & Disability
Up to $45,000 deferred loan

NC Housing Trust Fund - Rehabilitation

State-funded program providing deferred loans for substantial rehabilitation of owner-occupied homes for low-income fami...

Home Repair
Up to $35,000 forgivable loan

Wake County HOME Rehabilitation Program

HOME Investment Partnerships Program providing forgivable loans for substantial home repairs to low-income homeowners in...

Home Repair
Up to $75,000 grant

NC Disaster Recovery Home Repair

Provides assistance for unmet disaster recovery needs following federally declared disasters. Program reopens when new d...

Disaster
Free energy efficiency upgrades

Duke Energy Neighborhood Energy Saver

Free whole-home energy efficiency upgrades for income-qualified Duke Energy customers. Includes insulation, air sealing,...

Weatherization
Up to $30,000 home value excluded from tax

Wake County Elderly/Disabled Property Tax Exclusion

Excludes up to $30,000 of assessed home value from property taxes for qualifying seniors 65+ or totally and permanently ...

Property Tax Relief
$45,000 home value excluded from tax

NC Disabled Veteran Property Tax Exclusion

Excludes $45,000 of assessed home value from property taxes for qualifying disabled veterans with 100% permanent and tot...

Property Tax Relief
35% state tax credit up to max

North Carolina Solar Energy Tax Credit

North Carolina offers a 35% state income tax credit for residential solar installations, capped at $10,800. Credit expir...

Solar/Renewable
Up to $5,000 matching grant

Cary Historic Preservation Grant

Matching grants for exterior preservation and restoration of historically designated properties in Cary. Property must b...

Historic
Up to $500 rebate

Cary Stormwater Rain Garden Rebate

Rebate for residential rain gardens that reduce stormwater runoff. Rain garden must meet town specifications and be inst...

Home Repair
$50 professional home energy audit

Duke Energy Home Energy Assessment

Professional home energy assessment for only $50 (regularly $400+). Certified energy advisor identifies energy waste and...

Energy
Up to $15,000 low-interest loan

NC Community Development Block Grant - Septic

Low-interest loans for repair or replacement of failing septic systems for moderate-income homeowners in Wake County. He...

Home Repair
Up to $50,000 assistance

NC Homeowner Assistance Fund

Federal pandemic relief program that provided assistance with past-due mortgage payments, property taxes, insurance, and...

Home Repair
Up to $20,000 forgivable loan

Wake County First Responder Home Repair

Forgivable loans for home repairs for qualifying first responders (police, fire, EMS) employed in Wake County. Loan forg...

Home Repair
Up to $750 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified heat pump water heaters. Heat pump water heaters are 2-3 times more efficien...

Energy
Varies by household size, income, and energy costs

North Carolina Energy Assistance Program

Provides heating and cooling assistance to income-eligible North Carolina households through local Community Action Agen...

Energy

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Local help in Cary, NC

Organizations that help Cary homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cary, NC?

The directory includes 28 possible-program records associated with Cary, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cary classified?

Our classifier labels 18 records as grants, 5 as forgivable loans, and 3 as rebates in Cary. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cary?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.