Home Improvement Grants in Westerly.

Browse cataloged grants, rebates, loans, and other assistance records for Westerly, RI. Verify each program's current rules, service area, and status.

The Westerly, RI directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Rhode Island State Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-eligible Rhode Island households. Servi...

Weatherization
Up to $15,000 per unit for lead remediation

Rhode Island Lead Hazard Reduction Program

HUD-funded lead hazard reduction for Rhode Island homes built before 1978 with children under age 6. Provides grants and...

Home Repair
Forgivable loan up to $30,000

Westerly Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation program for low-income owner-occupants in Westerly. Provides forgivable loans for major ...

Home Repair
Grant up to $20,000

Westerly ADA Home Accessibility Modification Grant

CDBG-funded program providing grants for accessibility modifications to enable persons with disabilities to remain in th...

Seniors & Disability
Up to $8,000 grant

Westerly Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied homes in Westerly when repairs pose immediate threats to health and ...

Emergency
Up to $5,000 low-interest loan

Westerly Sewer Lateral Repair Assistance

Low-interest loan program to help Westerly homeowners repair or replace failing private sewer laterals. Loans at 2% inte...

Home Repair
Grant up to $5,000

Westerly Senior Home Repair Program

Grant program for Westerly seniors aged 62 and older to address minor home repairs and safety improvements. Covers essen...

Seniors & Disability
Up to $50,000 mortgage assistance

Rhode Island Housing Hardest Hit Fund

Provided mortgage payment assistance to Rhode Island homeowners who experienced financial hardship due to unemployment o...

Home Repair
Up to $1,500 rebate per ton

Rhode Island Energy Heat Pump Rebate

Rebates for installation of eligible air-source or ground-source heat pumps in Rhode Island Energy service territory. Am...

Energy
Free assessment ($450 value)

Rhode Island Energy Home Energy Assessment

Free comprehensive home energy assessment for Rhode Island Energy customers. Includes installation of free energy-saving...

Energy
Up to $5,000 in free improvements

Rhode Island Energy Income-Eligible Weatherization

Enhanced weatherization services at no cost for income-eligible Rhode Island Energy customers. Includes insulation, air ...

Weatherization
Up to $6,000 for residential solar

Rhode Island Renewable Energy Fund (Solar)

Incentive program for residential solar installations in Rhode Island. Provides performance-based incentives for solar P...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing loans and grants to very low-income homeowners in eligible rural areas of Rhode Island to repa...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Cover...

Veterans
Up to $700 credit

Rhode Island Property Tax Relief Credit

State tax credit for Rhode Island homeowners and renters with income below certain thresholds. Provides relief from prop...

Property Tax Relief
Property tax freeze at prior year value

Rhode Island Elderly Tax Freeze

Program for Rhode Island homeowners age 65 or older that freezes property taxes at the prior year's assessed value. Appl...

Property Tax Relief
Up to $1,200 rebate

Rhode Island Energy Heat Pump Water Heater Rebate

Rebate for installation of qualifying heat pump water heaters in Rhode Island Energy service territory. Income-eligible ...

Energy
Up to $4,000 rebate

Rhode Island Energy Insulation Rebate

Rebate program covering up to 75% of insulation and air sealing costs following a Home Energy Assessment. Available to R...

Weatherization
$125 rebate

Rhode Island Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats for Rhode Island Energy heating customers. Smart th...

Energy
Up to $45,000 rehabilitation assistance

Rhode Island HOME Investment Partnerships Program

Federally funded HOME program providing rehabilitation assistance to low-income homeowners in Rhode Island. Funding may ...

Home Repair

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Local help in Westerly, RI

Organizations that help Westerly homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Westerly, RI?

The directory includes 23 possible-program records associated with Westerly, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Westerly classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 5 as rebates in Westerly. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Westerly?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.