Home Improvement Grants in Narragansett.

Browse cataloged grants, rebates, loans, and other assistance records for Narragansett, RI. Verify each program's current rules, service area, and status.

The Narragansett, RI directory shows 24 cataloged resources. Of those, 17 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 17 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans0Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (17 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Rhode Island Weatherization Assistance Program (WAP)

Federally funded weatherization services for income-eligible Rhode Island households, including insulation, air sealing,...

Weatherization
Loan up to $30,000

RIHousing AccessAbility Program

Low-interest loan program to help Rhode Island homeowners make accessibility modifications for household members with di...

Seniors & Disability
Free lead hazard remediation

Rhode Island Lead Hazard Reduction Program

HUD-funded program providing free lead hazard remediation in pre-1978 Rhode Island homes with children under age 6, incl...

Home Repair
Grant up to $10,000

RIHousing HomeSafe Program

Grant program for low-income elderly and disabled Rhode Island homeowners to address critical health and safety repairs,...

Seniors & Disability
Up to $1,500 rebate per system

Rhode Island Energy Heat Pump Rebate

Rebate for installing qualifying high-efficiency air-source or ductless mini-split heat pump systems in Rhode Island Ene...

Energy
Up to $2,000 rebate

Rhode Island Energy Home Insulation Rebate

Rebate program for insulation and air sealing upgrades in Rhode Island homes, including attic insulation, wall insulatio...

Weatherization
Up to $1,000 rebate

Rhode Island Energy Heat Pump Water Heater Rebate

Rebate for purchasing and installing ENERGY STAR certified heat pump water heaters, which use up to 60% less energy than...

Energy
Loan up to $35,000

Narragansett Septic System Loan Program

Low-interest loan program for Narragansett residents to repair or replace failing septic systems, with repayment added t...

Home Repair
Loan up to $50,000

Rhode Island Renovate & Renewal Loan

Low-interest home improvement loan for Rhode Island homeowners to make necessary repairs and renovations, with flexible ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program offering loans and grants to very low-income rural homeowners to repair, improve, or modernize their hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their disability-re...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities to make accessibility adaptations to their home, includi...

Veterans
Up to $6,000 incentive

Rhode Island Renewable Energy Fund - Solar

State solar incentive program providing upfront performance-based incentives for residential solar photovoltaic installa...

Solar/Renewable
Varies by income and age

Narragansett Elderly Property Tax Exemption

Property tax exemption for Narragansett residents age 65 and older who meet income and asset requirements, reducing the ...

Property Tax Relief
Up to $30,000 assistance

Rhode Island Hardest Hit Fund

Federal assistance program for Rhode Island homeowners facing financial hardship due to unemployment or underemployment,...

Emergency
Up to $1,800 per year

Rhode Island LIHEAP Energy Assistance

Low Income Home Energy Assistance Program providing financial assistance to help eligible Rhode Island households pay he...

Energy
Up to $7,500 incentive

Rhode Island Small Wind Incentive Program

State incentive for residential small wind turbine installations that generate clean renewable energy, with performance-...

Solar/Renewable
Up to $30,000 grant

Washington County CDBG Housing Rehabilitation

CDBG-funded home rehabilitation grants for low-income homeowners in Washington County to address critical health, safety...

Home Repair
20% of qualified expenses

Rhode Island Historic Preservation Tax Credit

State tax credit for qualified rehabilitation of income-producing historic buildings in Rhode Island, providing 20% stat...

Historic
Loan up to $50,000

Rhode Island Flood Mitigation Loan Program

Low-interest loan program to help Rhode Island coastal homeowners fund flood mitigation projects including home elevatio...

Disaster

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Local help in Narragansett, RI

Organizations that help Narragansett homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Narragansett, RI?

The directory includes 17 possible-program records associated with Narragansett, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Narragansett classified?

Our classifier labels 13 records as grants, 0 as forgivable loans, and 3 as rebates in Narragansett. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Narragansett?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.