Home Improvement Grants in Providence.
Browse cataloged grants, rebates, loans, and other assistance records for Providence, RI. Verify each program's current rules, service area, and status.
The Providence, RI directory shows 33 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 3 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 18 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Providence Revolving Fund, Statewide Home Repair Program
The Statewide Home Repair Program, launched November 15, 2025, provides forgivable loans funded by Rhode Island's $120 m...
City of Providence Code Violation Home Repair Program
Mayor Smiley launched this program in partnership with the Providence Revolving Fund to help income-eligible homeowners ...
City of Providence CDBG Housing Rehabilitation Program
Providence's CDBG program operates as an Entitlement Community with approximately $4.1 million in CDBG funding for PY202...
Rhode Island Weatherization Assistance Program (RI WAP)
Rhode Island's WAP provides free whole-house weatherization services to income-eligible households through seven local C...
Clean Heat Rhode Island, Heat Pump Incentive Program
Clean Heat Rhode Island's $25 million program provides incentives to encourage heat pump adoption for households heating...
Rhode Island Energy (RIEnergy) Efficiency Rebates
Rhode Island Energy offers residential rebates for qualifying high-efficiency heating equipment and appliances, includin...
Rhode Island LIHEAP, Low Income Home Energy Assistance Program
Rhode Island's LIHEAP program helps low-income households pay heating costs through grants paid directly to fuel vendors...
RIHousing Extra Assistance Down Payment Program
RIHousing's Extra Assistance program provides down payment assistance of up to 6% of the purchase price (max $20,000) to...
FirstGenHomeRI, First-Generation Homebuyer Assistance
FirstGenHomeRI provides $25,000 in forgivable down payment and closing cost assistance (0% interest, no payments, forgiv...
Habitat for Humanity Greater Providence, Home Improvement Program
Habitat for Humanity of Greater Providence and East Bay administers a Home Improvement Program using affordable payment ...
VA Specially Adapted Housing (SAH) & Special Housing Adaptation (SHA) Grants
The VA's SAH grant (up to $126,526 in FY2026) helps veterans with severe service-connected disabilities purchase or adap...
VA-Backed Home Loan Guarantee
VA-backed home loans give eligible Providence-area veterans, service members, and surviving spouses access to 0% down pa...
Providence Veteran Property Tax Exemption
Providence provides property tax exemptions to qualifying veterans under state law (RI Gen. Law 44-3-4). Veterans with 1...
Providence Homestead Property Tax Exemption
Providence offers a homestead property tax exemption to owner-occupants of their primary residence. To qualify, the prop...
Providence Senior / Elderly Property Tax Exemption
Providence provides property tax exemptions to senior homeowners based on age and Social Security receipt. Homeowners ag...
IRA Home Electrification and Appliance Rebate (HEAR), Rhode Island
Rhode Island was the first state in New England to launch the federal IRA HEAR program in September 2024, with $36.4 mil...
FHA 203(k) Rehabilitation Mortgage
The FHA 203(k) loan allows Providence homebuyers and existing owners to finance both purchase (or refinance) and renovat...
USDA Section 504 Home Repair Loans & Grants
USDA Section 504 provides 1% interest loans up to $40,000 to very-low-income homeowners for critical repairs, and grants...
IRA Energy Efficient Home Improvement Tax Credit (25C)
The 25C tax credit covers 30% of costs for qualifying home energy improvements up to $3,200 annually. Up to $2,000 for h...
IRA Residential Clean Energy Credit (25D)
The IRA's Residential Clean Energy Credit gives Providence homeowners a 30% federal tax credit with no dollar cap for qu...
RIHousing HOME & Housing Trust Fund Program
RIHousing administers Rhode Island's HOME Investment Partnerships and Housing Trust Fund programs, providing low-interes...
Rhode Island State CDBG Program
Rhode Island's state CDBG program, administered by the Executive Office of Housing, allocates $16.6 million in 2025 fede...
Upgrade & Save Rhode Island, Home Energy Efficiency Program
Upgrade & Save RI is a comprehensive home energy efficiency program for Rhode Island homeowners offering rebates, incent...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together Safe at Home
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Providence
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