Home Improvement Grants in Urbana.

Browse cataloged grants, rebates, loans, and other assistance records for Urbana, IL. Verify each program's current rules, service area, and status.

The Urbana, IL directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Urbana Owner-Occupied Home Rehabilitation Program

Provides forgivable loans for major home repairs to income-eligible owner-occupants in Urbana. Loan is forgiven after 5 ...

Home Repair
Up to $10,000 grant

Urbana Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied households in Urbana with income at or below 50% AMI. Addresses imme...

Emergency
Up to $15,000 forgivable loan

Urbana Home Accessibility Modification Program

Provides forgivable loans for accessibility modifications to owner-occupied homes in Urbana for seniors and persons with...

Seniors & Disability
Up to $5,000 grant

Urbana Sewer Lateral Repair Program

Assists income-eligible Urbana homeowners with repair or replacement of private sewer laterals from the home to the city...

Home Repair
Free lead hazard removal

Champaign County Lead Paint Abatement Program

HUD-funded program to eliminate lead-based paint hazards in Champaign County homes built before 1978 where children unde...

Home Repair
Up to $8,000 in weatherization services

Illinois Weatherization Assistance Program (WAP)

Federally funded program administered by the State of Illinois to reduce energy costs through weatherization improvement...

Weatherization
Up to $2,000 in combined rebates

Ameren Illinois Home Energy Rebate Program

Provides rebates to Ameren Illinois electric customers for energy-efficient home improvements including HVAC upgrades, i...

Energy
Free energy upgrades

Ameren Illinois Income-Qualified Efficiency Program

Provides free energy efficiency upgrades to income-qualified Ameren Illinois customers including LED light bulbs, smart ...

Energy
Up to $1,200 rebate

Ameren Illinois Heat Pump Rebate

Provides rebates to Ameren Illinois customers for installation of qualifying air-source or ground-source heat pumps. Hig...

Energy
Varies by system size

Ameren Illinois Solar Rebate Program

Provides rebates through the Illinois Shines program for installation of residential solar photovoltaic systems. Rebate ...

Solar/Renewable
Up to $15,000 grant

IHDA Home Accessibility Program

Provides grants to income-eligible Illinois homeowners for accessibility modifications for household members with disabi...

Seniors & Disability
Up to $10,000 grant

Illinois Senior Home Repair Program

Provides home repair and modification grants to low-income seniors age 60+ in Illinois. Administered through local Area ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in rural areas (including eligible areas near Urban...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home where they tem...

Veterans
Up to $30,000 assistance

Illinois Hardest Hit Fund

Provided mortgage payment assistance and principal reduction to eligible homeowners affected by unemployment or underemp...

Disaster
Loans up to $50,000

Illinois Energy Efficiency Loan Program

Provides low-interest loans to Illinois homeowners for energy efficiency and renewable energy improvements. Covers solar...

Energy
Varies by project

Illinois HOME Investment Partnerships Program

Federal HOME funds administered through local municipalities and nonprofits to provide owner-occupied rehabilitation ass...

Home Repair
Freezes assessed value

Illinois Senior Citizens Property Tax Freeze

Freezes the equalized assessed value (EAV) of a primary residence for eligible senior homeowners age 65+ with household ...

Property Tax Relief
Reduces assessed value by $6,000

Illinois General Homestead Exemption

Reduces the equalized assessed value of owner-occupied primary residences in Illinois by $6,000, lowering property tax b...

Property Tax Relief
Reduces assessed value by $8,000

Illinois Senior Citizens Homestead Exemption

Reduces the equalized assessed value of owner-occupied primary residences by an additional $8,000 for homeowners age 65+...

Property Tax Relief

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Local help in Urbana, IL

Organizations that help Urbana homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Urbana, IL?

The directory includes 22 possible-program records associated with Urbana, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Urbana classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 4 as rebates in Urbana. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Urbana?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.