Home Improvement Grants in Stratford.

Browse cataloged grants, rebates, loans, and other assistance records for Stratford, CT. Verify each program's current rules, service area, and status.

The Stratford, CT directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Stratford CDBG Owner-Occupied Rehabilitation Program

Provides major home repairs for income-eligible owner-occupied households in Stratford. Loan is forgiven after 5 years o...

Home Repair
Grant up to $25,000

Stratford ADA Accessibility Modification Program

Provides grants for accessibility modifications to homes occupied by persons with disabilities in Stratford. Covers ramp...

Seniors & Disability
Grant up to $5,000

Stratford Sewer Lateral Repair Grant

Assists low-income Stratford homeowners with the cost of repairing or replacing private sewer lateral lines between the ...

Home Repair
Up to $8,000 in weatherization services

Connecticut Weatherization Assistance Program (WAP)

Free comprehensive weatherization services for income-qualified Connecticut households administered by local agencies. I...

Weatherization
Up to $8,500 in rebates and services

Energize Connecticut Home Energy Solutions

Comprehensive home energy assessment and insulation rebates for Eversource customers. Includes 75% off air sealing and i...

Weatherization
Up to $10,500 in rebates

Connecticut Heat Pump Rebate Program

Rebates for installing eligible central heat pumps and ductless mini-splits. Combines utility incentives with federal ta...

Weatherization
Incentive varies by system size

Connecticut Residential Solar Incentive Program (RSIP)

Performance-based incentive for residential solar PV installations in Eversource and United Illuminating territories. Co...

Solar/Renewable
Free lead abatement services

Connecticut Lead Poisoning Prevention Program

Free lead hazard investigation and abatement for Connecticut homes where a child under 6 has an elevated blood lead leve...

Home Repair
Loan up to $50,000

CHFA Home Repair Loan Program

Low-interest loans for home repairs and improvements for moderate-income Connecticut homeowners. Rates starting at 4.99%...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Grants up to $7,500 for seniors 62+ and loans up to $20,000 for very low-income homeowners in eligible rural areas to re...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to construct or modify a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers entrance ...

Veterans
Up to $1,250 annual grant

Connecticut Elderly Homeowners Program

State grant to help eligible elderly and totally disabled Connecticut homeowners offset property tax or rent costs. Gran...

Property Tax Relief
Up to $15,000 in incentives

Eversource Income-Eligible Heat Pump Program

Enhanced heat pump incentives for income-eligible Eversource customers, covering up to 90% of installation costs. Includ...

Energy
Loan up to $50,000

CHFA SMART-E Loan for Energy Upgrades

Low-interest financing for residential energy improvements including solar, heat pumps, insulation, and more. Loans from...

Solar/Renewable
Up to $1,500 rebate

Connecticut EV Charger Rebate (CHEAPR)

Rebates for Connecticut residents who purchase or lease eligible electric vehicles, with additional incentives for home ...

Energy
Varies by income and property value

Stratford Senior Tax Relief Program

Local property tax relief for Stratford residents age 65 and older who meet income and asset limits. Provides reduction ...

Property Tax Relief
Up to $30,000 assistance

Connecticut Homeowner Assistance Fund (CHAF)

Federal pandemic recovery program helping Connecticut homeowners who experienced financial hardship. Provides assistance...

Emergency
Deferred loan up to $40,000

Stratford HOME Homeowner Rehabilitation

HUD HOME-funded comprehensive rehabilitation for low- and moderate-income homeowners in Stratford. Zero-interest deferre...

Home Repair
Loan up to $50,000

Connecticut Clean Water Fund Septic Loan

Low-interest loans for septic system repairs and replacements in Connecticut. Rates as low as 2% for income-qualified bo...

Home Repair
Up to $750 rebate

Eversource Electric Water Heater Rebate

Rebates for qualifying electric heat pump water heaters installed in Eversource service territory. Rebate amount varies ...

Energy

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Local help in Stratford, CT

Organizations that help Stratford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Stratford, CT?

The directory includes 21 possible-program records associated with Stratford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Stratford classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 4 as rebates in Stratford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Stratford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.