Home Improvement Grants in Waterbury.

Browse cataloged grants, rebates, loans, and other assistance records for Waterbury, CT. Verify each program's current rules, service area, and status.

The Waterbury, CT directory shows 32 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 3 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates7Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 32 resources (29 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Connecticut Weatherization Assistance Program (WAP)

Federal and state-funded program that provides free energy efficiency improvements to income-eligible Connecticut househ...

Weatherization
Up to $50,000 loan

CHFA Home Rehabilitation Loan Program

Low-interest loan program for homeowners to finance major home repairs and improvements. Offers competitive rates and fl...

Home Repair
Forgivable loan up to $40,000

Waterbury Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-eligible homeowners in Waterbury. Loan i...

Home Repair
Free lead hazard removal

Waterbury Lead Paint Abatement Program

HUD-funded program providing free lead hazard control and abatement services for eligible Waterbury households with chil...

Home Repair
Grant up to $10,000

Waterbury Emergency Home Repair Grant

Provides emergency repair grants for immediate health and safety hazards in owner-occupied homes. Covers urgent issues s...

Emergency
Grant up to $25,000

Waterbury ADA Home Modification Program

Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, b...

Seniors & Disability
Grant up to $15,000

Waterbury Senior Home Repair Program

Targeted repair assistance for Waterbury homeowners age 62 and older. Provides grants for essential home repairs and min...

Seniors & Disability
Loan up to $20,000

Waterbury Sewer Lateral Repair Program

Low-interest loan program to help homeowners repair or replace failing sewer lateral lines from the home to the municipa...

Home Repair
Up to 75% rebate on improvements

Eversource Home Energy Solutions (Waterbury)

Comprehensive home energy assessment and rebates for insulation, air sealing, and efficiency upgrades. Income-eligible h...

Weatherization
Up to $10,000 rebate

Eversource Heat Pump Rebate (Waterbury)

Enhanced rebates for heat pump installations including air-source and cold-climate heat pumps. Combines Eversource rebat...

Energy
Varies by system size

Connecticut Solar Investment Program (Waterbury)

Performance-based incentive for residential solar installations in Waterbury. Provides upfront payments based on system ...

Solar/Renewable
Loan up to $40,000

CT Green Bank Solar Loan (Waterbury)

Low-interest financing for residential solar and energy efficiency improvements. Competitive rates and flexible terms ma...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Waterbury to repair, improve, ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Veterans with certain service-connected disabilities to construct or modify a home to accommodate mobility lim...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Veterans with qualifying service-connected disabilities to adapt a home for independent living. Lower grant am...

Veterans
Free inspection and consultation

Connecticut Lead Poisoning Prevention Program

State program providing lead inspection, risk assessment, and consultation for Connecticut homes. With Waterbury's 42% p...

Home Repair
Up to $50,000 for rehabilitation

Waterbury HOME Investment Partnerships Program

Federal HOME Investment Partnerships funds administered by the City of Waterbury for comprehensive rehabilitation of own...

Home Repair
Up to $750 rebate

Eversource Water Heater Rebate (Waterbury)

Rebates for energy-efficient electric water heater installations including heat pump water heaters. Reduces energy costs...

Energy
25% tax credit on qualified expenses

Connecticut Historic Homes Rehabilitation Credit

State tax credit for rehabilitation of historic homes in Connecticut. Properties must be listed on the National Register...

Historic
Up to $700 in rebates

Eversource Appliance Rebate Program

Rebates for ENERGY STAR certified appliances including refrigerators, clothes washers, and dehumidifiers. Reduces energy...

Energy
Up to $1,500 rebate

Southern Connecticut Gas Furnace Rebate

Rebates for high-efficiency natural gas furnaces and boilers installed in Waterbury homes served by Southern Connecticut...

Energy
Up to $400 rebate

Southern Connecticut Gas Water Heater Rebate

Rebates for ENERGY STAR certified natural gas water heaters including tankless models. Reduces water heating costs for W...

Energy
Up to $1,000 annual credit

Waterbury Elderly Property Tax Relief Program

City property tax credit for Waterbury homeowners age 65 and older who meet income and residency requirements. Reduces t...

Property Tax Relief
Freezes tax at prior-year level

Connecticut Elderly Property Tax Freeze

State-authorized local option property tax freeze for Waterbury homeowners age 70+ who meet income limits. Locks propert...

Property Tax Relief
Up to $900 rebate

Connecticut Renter's Rebate Program

State rebate for elderly or disabled Connecticut renters who meet income limits. Provides relief from property taxes ind...

Property Tax Relief
$3,000 assessment exemption

Connecticut Disability Property Tax Exemption

Property tax exemption for Waterbury homeowners who are totally and permanently disabled. Reduces the assessed value of ...

Property Tax Relief
$1,500-$3,000 assessment exemption

Connecticut Veterans Property Tax Exemption

Property tax exemption for honorably discharged Veterans who served during wartime. Reduces assessed value of home by $1...

Property Tax Relief
Varies by household size, income, and energy costs

Connecticut Energy Assistance Program (CEAP)

Helps eligible Connecticut households pay winter heating bills and provides crisis assistance for energy emergencies. Ap...

Energy

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Contractor listings in Waterbury

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Local help in Waterbury, CT

Organizations that help Waterbury homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Waterbury, CT?

The directory includes 29 possible-program records associated with Waterbury, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Waterbury classified?

Our classifier labels 20 records as grants, 1 as forgivable loans, and 7 as rebates in Waterbury. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Waterbury?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.