Home Improvement Grants in Hartford.

Browse cataloged grants, rebates, loans, and other assistance records for Hartford, CT. Verify each program's current rules, service area, and status.

The Hartford, CT directory shows 33 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $150,000, not an estimate of your award. Discovery tags include 9 senior-related records, 4 veteran-related records, and 6 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 33 resources (24 currently open or actionable repair-assistance records)
Affordable low-interest loans; amount varies by project

City of Hartford Housing Preservation Loan Fund

The City of Hartford's Housing Preservation Loan Fund offers low-interest loans to homeowners for needed repairs and imp...

Home Repair
Enhanced assistance for properties in federally designated Promise Zone

Hartford Sustainable Housing Solutions, Promise Zone Program

The Sustainable Housing Solutions Program provides additional housing assistance to homeowners with 1-6 unit properties ...

Home Repair
Low-interest loans from $8.5M statewide pool

CT Home Improvement Program (Connecticut Home Funds)

The CT Home Improvement Program is part of Governor Lamont's $30 million CT Home Funds initiative, providing low-interes...

Home Repair
Varies by funded sub-program and project

City of Hartford CDBG Housing Assistance Program

Hartford administers HUD Community Development Block Grant (CDBG) funds as an Entitlement Community, allocating resource...

Home Repair
Zero-interest mortgage; repair programs vary

Habitat for Humanity of North Central Connecticut

Habitat for Humanity of North Central Connecticut serves the Hartford area, building over 350 homes in 37 years and help...

Home Repair
Free no-cost comprehensive energy improvements

Energize CT Home Energy Solutions, Income Eligible (HES-IE)

The HES-IE program provides no-cost in-home energy assessments and on-the-spot improvements to income-eligible Connectic...

Weatherization
Up to $15,000 (varies by system size and type)

Energize CT Heat Pump Rebates (Eversource)

Eversource Connecticut customers can receive heat pump rebates of $250-$500 per ton for air source heat pump installatio...

Energy
Up to $2.00/sq ft for attic insulation; air/duct sealing rebates

Energize CT Home Insulation & Air Sealing Rebates

Energize CT offers rebates of up to $2.00 per square foot for qualifying attic insulation upgrades, plus additional reba...

Energy
Free services; DOE average ~$6,500 per unit

Connecticut Weatherization Assistance Program (CT WAP)

Connecticut's WAP, administered by DEEP through the Community Action Agency network, provides free weatherization servic...

Weatherization
$295-$645 (base benefit + vulnerable household supplement)

Connecticut Energy Assistance Program (CEAP/LIHEAP)

Connecticut's Energy Assistance Program (CEAP) provides heating bill assistance to income-eligible households, ranging f...

Energy
Below-market mortgages; rehabilitation loans available

CHFA Homeownership & Rehabilitation Loan Programs

The Connecticut Housing Finance Authority offers below-market 30-year fixed mortgages and down payment assistance to inc...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) & Special Housing Adaptation (SHA) Grants

The VA's SAH grant (up to $126,526 in FY2026) helps veterans with severe service-connected disabilities purchase or modi...

Veterans
No loan limit for veterans with full entitlement

VA-Backed Home Loan Guarantee

VA-backed home loans allow eligible Hartford-area veterans, service members, and surviving spouses to purchase or refina...

Veterans
$1,500-$10,500 assessment reduction (varies by disability rating)

Connecticut Veteran Property Tax Exemption

Connecticut provides property tax assessment exemptions for qualifying veterans and their surviving spouses. Basic warti...

Property Tax Relief
Up to $1,250 (married) / $1,000 (single) property tax credit

CT Elderly/Disabled Homeowner Tax Relief Program (Circuit Breaker)

Connecticut's Circuit Breaker program provides an annual property tax credit of up to $1,250 for married couples and $1,...

Property Tax Relief
Up to 2025 FHA loan limit ($806,500 standard; $75,000 limited rehab)

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows homebuyers and existing owners in Hartford to finance both the purchase (or refinance) and re...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

USDA Section 504 provides loans at 1% interest up to $40,000 to very-low-income homeowners in eligible rural areas for c...

Home Repair
Up to $3,200 per year

IRA Energy Efficient Home Improvement Tax Credit (25C)

The 25C tax credit covers 30% of costs for qualifying home energy improvements, up to $3,200 annually. Up to $2,000 for ...

Energy
Up to $14,000 for income-eligible households

IRA Home Electrification and Appliance Rebate (HEAR), CT

Connecticut launched the IRA-funded Home Electrification and Appliance Rebate (HEAR) program through Energize CT, provid...

Energy
Grants up to $150,000 per home for nonprofit/small developer rehab

Hartford Land Bank, Property Acquisition & Rehab

The Hartford Land Bank acquires vacant, abandoned, and tax-delinquent properties for rehabilitation and return to produc...

Home Repair
Below-market rate mortgage; meet CHFA loan limits

CHFA Disabled Persons Homeownership Mortgage

CHFA's Disabled Persons Homeownership Mortgage provides a below-market interest rate mortgage specifically for homebuyer...

Home Repair
30% of cost; no annual cap

IRA Residential Clean Energy Credit (25D)

The IRA's Residential Clean Energy Credit offers Hartford homeowners a 30% federal tax credit with no cap for qualifying...

Energy
$650 gas furnace / $750 gas boiler / $550 heat pump water heater

Eversource / CT Natural Gas Heating Equipment Rebates

Eversource and Connecticut Natural Gas (CNG) customers in Hartford can receive rebates on qualifying high-efficiency hea...

Energy
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Free, services typically valued at $500-$10,000

Rebuilding Together Safe at Home

Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Hartford, CT

Organizations that help Hartford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Hartford, CT?

The directory includes 24 possible-program records associated with Hartford, including City of Hartford CDBG Housing Assistance Program, Habitat for Humanity of North Central Connecticut, Energize CT Home Energy Solutions, Income Eligible (HES-IE). Inclusion does not confirm current availability or eligibility.

How are the assistance records for Hartford classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 4 as rebates in Hartford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Hartford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.