Home Improvement Grants in Smithfield.

Browse cataloged grants, rebates, loans, and other assistance records for Smithfield, RI. Verify each program's current rules, service area, and status.

The Smithfield, RI directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Smithfield CDBG Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income owner-occupied househo...

Home Repair
Free lead hazard removal

Smithfield Lead Hazard Reduction Program

State and HUD-funded program to eliminate lead paint hazards in pre-1978 homes in Smithfield where children under 6 resi...

Home Repair
Up to $8,000 in weatherization services

Rhode Island Weatherization Assistance Program (WAP)

Federally funded program providing free comprehensive home energy upgrades including insulation, air sealing, HVAC repai...

Weatherization
Up to $10,000 in rebates

Rhode Island Energy Heat Pump Rebates

Rebates for qualifying air-source and ground-source heat pump installations in Smithfield homes. Enhanced rebates availa...

Energy
Up to $4,000 rebate

Rhode Island Energy Home Insulation Rebates

Rebates for professionally installed insulation and air sealing upgrades in Smithfield homes. Includes attic, wall, base...

Weatherization
$100-$125 instant rebate

Rhode Island Energy Smart Thermostat Program

Instant rebates on qualifying Wi-Fi-enabled smart thermostats purchased through the Rhode Island Energy online store. Re...

Energy
Up to $6,000 solar rebate

Rhode Island Renewable Energy Fund Solar Rebate

State rebate program for residential solar photovoltaic systems in Smithfield. Rebate amount is $0.40 per watt with enha...

Solar/Renewable
Up to $600 tax credit

Rhode Island Elderly Property Tax Relief Credit

State tax credit for Rhode Island residents age 65+ who own and occupy their Smithfield home. Credit amount phases based...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas of Smithfield to repair, improve, o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home in Smithfie...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...

Veterans
Up to $30,000 grant

AccessRI Home Modification Program

State-funded program providing home modifications for Rhode Island residents with disabilities in Smithfield. Covers ram...

Seniors & Disability
Freezes assessed value

Rhode Island Senior Property Tax Freeze

Local property tax relief program for Smithfield homeowners age 65+ with household income below $50,000. Freezes the ass...

Property Tax Relief
Up to $40,000 forgivable loan

Rhode Island HOME Program Rehabilitation

Federally funded HOME program providing forgivable loans for major rehabilitation of owner-occupied homes in Smithfield....

Home Repair
Up to $500 in rebates

Rhode Island Energy ENERGY STAR® Appliance Rebates

Rebates for qualifying ENERGY STAR certified appliances including electric heat pump water heaters, clothes washers, and...

Energy
25-37% monthly discount

Rhode Island Energy Income-Based Rate Discount

Ongoing discount on monthly electric and gas bills for income-qualified Smithfield households. Provides 25% discount for...

Energy
Up to $1,500 heating assistance

Rhode Island LIHEAP Heating Assistance

Low Income Home Energy Assistance Program (LIHEAP) provides help paying heating bills for eligible Smithfield households...

Energy
Up to $25,000 low-interest loan

Smithfield Septic System Repair Loan Program

Low-interest loan program to help Smithfield homeowners repair or replace failed septic systems. Available to owner-occu...

Home Repair
Up to $5,000 grant/rebate

Smithfield Water Service Line Replacement Assistance

Rebate program for replacement of private water service lines connecting Smithfield homes to the municipal water main. P...

Home Repair
Up to $5,000 grant

Smithfield CDBG Emergency Furnace Repair

Emergency grant program for furnace and heating system repairs or replacement for low-income Smithfield homeowners facin...

Emergency

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Local help in Smithfield, RI

Organizations that help Smithfield homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Smithfield, RI?

The directory includes 23 possible-program records associated with Smithfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Smithfield classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 6 as rebates in Smithfield. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Smithfield?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.