Home Improvement Grants in Shiprock.
Browse cataloged grants, rebates, loans, and other assistance records for Shiprock, NM. Verify each program's current rules, service area, and status.
The Shiprock, NM directory shows 26 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 14 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New Mexico Weatherization Assistance Program (WAP)
Free weatherization services to reduce energy costs for income-eligible New Mexico households. Covers insulation, air se...
New Mexico Housing Finance Authority Owner-Occupied Rehab
Provides deferred payment loans for essential home repairs and improvements to income-eligible New Mexico homeowners. Lo...
USDA Section 504 Home Repair Loan
Low-interest loans up to $40,000 for very low-income rural homeowners to repair, improve, or modernize homes. Loans are ...
USDA Section 504 Home Repair Grant
Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Does not...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to construct an adapted home or modify an existing home f...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. For veterans with...
New Mexico Lead-Based Paint Hazard Control Program
Free lead hazard control services for homes built before 1978 with children under age 6. Includes lead inspection, risk ...
New Mexico Small Communities Wastewater Program
Provides funding assistance to address failing septic systems and wastewater needs in small communities and rural areas....
PNM Residential Energy Efficiency Rebates
Rebates for energy-efficient upgrades including HVAC systems, insulation, windows, and water heaters. Available to PNM e...
NTUA Energy Efficiency Rebate Program
Energy efficiency rebates for NTUA customers who complete qualifying weatherization improvements. Includes rebates for i...
New Mexico Solar Market Development Tax Credit
State tax credit equal to 10% of the purchase and installation costs of a solar photovoltaic or solar thermal system, up...
Federal Residential Solar Investment Tax Credit (ITC)
Federal tax credit worth 30% of the cost of installing a solar energy system on your home. Includes solar panels, batter...
Navajo Housing Authority Homeowner Rehabilitation Program
Provides financial assistance to income-eligible Navajo Nation homeowners for rehabilitation and repairs. Funding struct...
Navajo Housing Authority Emergency Home Repair
Emergency home repair assistance for Navajo homeowners facing immediate health and safety hazards. Priority given to eld...
New Mexico Low Income Home Energy Assistance (LIHEAP)
Provides heating and cooling bill assistance to low-income households. Available seasonally for winter heating and summe...
New Mexico Property Tax Rebate for Low-Income Homeowners
Annual property tax rebate for low-income New Mexico homeowners who are age 65+ or permanently disabled and meet income ...
New Mexico HOME Investment Partnerships Program
Federal HOME funds administered by NMMFA to support homeowner rehabilitation for income-eligible households. Provides gr...
New Mexico Accessible Housing Tax Credit
State tax credit for homeowners who make accessibility improvements for a resident with disabilities. Credit equals 50% ...
New Mexico Emergency Furnace Replacement
Emergency furnace repair or replacement for low-income households facing heating system failure during winter months. Pr...
New Mexico Colonias Infrastructure Septic Tank Fund
Low-interest loans to homeowners in underserved areas for installation or repair of septic tank systems. Loan terms up t...
Navajo Nation Elders Assistance Program
Assistance program for Navajo elders age 55+ to help with home repairs, safety improvements, and winterization. Includes...
Indian Housing Block Grant (IHBG) Reconstruction
Federal IHBG funds for reconstruction or major rehabilitation of severely substandard homes for Navajo Nation members. S...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Shiprock
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