Home Improvement Grants in Albuquerque.

Browse cataloged grants, rebates, loans, and other assistance records for Albuquerque, NM. Verify each program's current rules, service area, and status.

The Albuquerque, NM directory shows 38 cataloged resources. Of those, 33 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 33 records is $126,526, not an estimate of your award. Discovery tags include 19 senior-related records, 3 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants26Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 38 resources (33 currently open or actionable repair-assistance records)
Up to $50,000

City of Albuquerque CDBG Housing Rehabilitation

The City of Albuquerque's Community Development Block Grant (CDBG) program funds housing rehabilitation for low- to mode...

Home Repair
Up to $40,000

Bernalillo County Housing Rehabilitation Program

Bernalillo County's Housing Department provides home rehabilitation assistance to income-eligible owner-occupants in uni...

Home Repair
Up to ~$10,000 in weatherization measures

NM Energy$mart Weatherization Assistance Program

NM Energy$mart is New Mexico's federally funded Weatherization Assistance Program, administered by Housing New Mexico (M...

Weatherization
Up to $14,000

New Mexico HEAR Home Electrification & Appliance Rebate

New Mexico's federally funded Home Electrification and Appliance Rebate (HEAR) program provides point-of-sale rebates on...

Energy
Up to $400 per measure (varies by product)

PNM Home Energy Efficiency Rebates

PNM offers rebates to residential customers on ENERGY STAR certified appliances and energy-efficient equipment including...

Energy
Varies by measure; weatherization free for income-qualified

New Mexico Gas Company Efficiency Rebates

New Mexico Gas Company offers rebates on smart thermostats and other energy-saving equipment for residential natural gas...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA Rural Development's Section 504 program provides loans up to $40,000 at 1% fixed interest (20-year term) and grants...

Home Repair
Varies by program; no upfront cost to homeowner

Greater Albuquerque Habitat for Humanity Home Repair

Greater Albuquerque Habitat for Humanity offers two programs: the Preservation Repair Program for minor exterior repairs...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

The VA Specially Adapted Housing (SAH) grant helps veterans with qualifying service-connected disabilities adapt or purc...

Veterans
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvement & Structural Alterations (HISA) Grant

The VA Home Improvement and Structural Alterations (HISA) grant helps veterans enrolled in VA healthcare make structural...

Veterans
Up to county FHA loan limit ($806,500 for standard); Limited 203k capped at $75,000 in repairs

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows homebuyers and homeowners to finance renovation costs into a single mortgage. The Limited 203...

Home Repair
$2,000 off taxable property value

NM Property Tax, Head of Family Exemption

New Mexico provides a $2,000 reduction in the taxable value of a primary residence for qualifying heads of family who ar...

Property Tax Relief
$10,000 off taxable property value (2025+)

NM Property Tax, Veteran Exemption

As of 2025, New Mexico increased the universal veteran property tax exemption from $4,000 to $10,000 in taxable property...

Property Tax Relief
Full property tax exemption for 100% service-connected disabled veterans

NM Property Tax, Disabled Veteran Full Exemption

New Mexico provides a complete property tax exemption on the primary residence for veterans with a 100% service-connecte...

Property Tax Relief
Varies; direct payment to utility or fuel supplier

LIHEAP, Low Income Home Energy Assistance Program

LIHEAP provides energy bill assistance to low-income New Mexico households by making direct payments to utility companie...

Energy
Up to ~$30,000; deferred forgivable loan

Housing NM HOME Rehabilitation Program

Housing New Mexico (formerly NM MFA) administers the statewide HOME Rehabilitation Program for low-income owner-occupant...

Home Repair
Varies; typically 75% federal, 25% local match

FEMA Hazard Mitigation Grant Program (HMGP)

FEMA's Hazard Mitigation Grant Program provides funding after federally declared disasters to reduce risk from future na...

Disaster
Free home energy checkup, products, and possible appliance replacement

PNM Income-Qualified Energy Efficiency Program

PNM's Income-Qualified Energy Efficiency Program provides free installation of energy-saving products to PNM customers a...

Energy
Below-market rent with maintained housing quality

NM Affordable Housing Tax Credit (LIHTC), Tenant Benefit

While not a direct repair grant, the Low Income Housing Tax Credit (LIHTC) program funds construction and rehabilitation...

Home Repair
Emergency utility assistance; one-time per calendar year

PNM Good Neighbor Fund

PNM's Good Neighbor Fund provides emergency energy assistance to PNM customers at risk of disconnection. Households at o...

Energy
Freezes property valuation to limit future tax increases

NM Low-Income Property Tax Valuation Freeze

New Mexico allows qualifying low-income and elderly homeowners to freeze their property's taxable value, preventing incr...

Property Tax Relief
Up to $3,200 per year

Federal Energy Efficient Home Improvement Tax Credit (25C)

The federal Section 25C tax credit provides 30% of costs for qualifying energy-efficient home improvements, up to $3,200...

Energy
Varies by program; some grants, some loans

NM Home Accessibility Modification Assistance

New Mexico's Aging & Long-Term Services Department and various Medicaid Home and Community Based Services (HCBS) waivers...

Seniors & Disability
Varies by nonprofit; typically minor repairs up to $5,000

South Valley/Unincorporated Areas CDBG Public Service Repairs

CDBG public service funds administered by the City of Albuquerque and Bernalillo County are subgranted to local nonprofi...

Home Repair
Varies; emergency situations prioritized

NM Emergency Home Repair / Rapid Response

Community action agencies and local nonprofits in the Albuquerque metro area provide emergency home repair assistance to...

Emergency
20% federal + 25% state credit on qualified rehabilitation costs

NM Historic Preservation Tax Credit

Owners of certified historic structures in New Mexico can claim a 20% federal and 25% state tax credit on qualified reha...

Historic
Up to $20,000 per unit for lead hazard control

Lead-Based Paint Hazard Control / HUD Healthy Homes

HUD's Lead Hazard Control program provides grants to state and local governments to identify and control lead paint haza...

Home Repair
Varies; rebates up to $400 via PNM + nonprofit installations

Albuquerque Swamp Cooler / Cooling Assistance Program

Albuquerque's hot summers create strong demand for cooling assistance. PNM offers rebates up to $400 on advanced evapora...

Energy
Up to $9,000 (10% of eligible costs, $9,000 max per taxpayer per year)

New Mexico Solar Market Development Tax Credit

New Mexico provides a 10% state income tax credit (up to $9,000 per taxpayer per year) on the purchase and installation ...

Solar/Renewable
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Free, services typically valued at $500-$10,000

Rebuilding Together Safe at Home

Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Albuquerque, NM

Organizations that help Albuquerque homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Albuquerque, NM?

The directory includes 33 possible-program records associated with Albuquerque, including City of Albuquerque CDBG Housing Rehabilitation, Bernalillo County Housing Rehabilitation Program, NM Energy$mart Weatherization Assistance Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Albuquerque classified?

Our classifier labels 26 records as grants, 2 as forgivable loans, and 4 as rebates in Albuquerque. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Albuquerque?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.