Home Improvement Grants in Las Cruces.
Browse cataloged grants, rebates, loans, and other assistance records for Las Cruces, NM. Verify each program's current rules, service area, and status.
The Las Cruces, NM directory shows 31 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $150,000, not an estimate of your award. Discovery tags include 10 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 20 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New Mexico Weatherization Assistance Program (WAP)
Federally funded program providing comprehensive energy efficiency upgrades to income-qualified households in Doña Ana C...
City of Las Cruces Owner-Occupied Rehabilitation Program
CDBG-funded program providing comprehensive home repairs for low-income homeowners within Las Cruces city limits. Loan i...
Las Cruces Emergency Home Repair Grant
Provides emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority for...
Las Cruces ADA Home Modification Program
CDBG-funded program providing accessibility modifications for low-income homeowners with disabilities. Covers ramps, wid...
Las Cruces Sewer Lateral Assistance Program
Provides financial assistance to low-income homeowners for repair or replacement of private sewer lateral lines from hom...
New Mexico MFA Homeowner Rehabilitation Loan
State-funded low-interest loan program for moderate-income homeowners needing major home repairs. Loans feature below-ma...
El Paso Electric Energy Efficiency Rebates
Rebates for residential customers who install qualifying energy-efficient equipment including HVAC systems, insulation, ...
El Paso Electric Heat Pump Rebate
Enhanced rebate for residential customers installing qualifying high-efficiency heat pump systems. Combines heating and ...
El Paso Electric Income-Qualified Efficiency Program
Free energy efficiency upgrades for income-qualified residential customers. Services include home energy assessment, ins...
New Mexico Gas Company Efficiency Programs
Rebates for residential customers installing high-efficiency natural gas equipment including furnaces, water heaters, an...
New Mexico Solar Market Development Tax Credit
State income tax credit equal to 10% of solar photovoltaic or solar thermal system installation costs, up to $9,000. Can...
USDA Section 504 Home Repair Loan & Grant
USDA program for very low-income rural homeowners to repair, improve, or modernize homes. Loans up to $40,000 at 1% inte...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair accessibil...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...
Las Cruces HOME Rehabilitation Program
HUD HOME Investment Partnership Program funds for comprehensive home rehabilitation. Provides forgivable loans for major...
New Mexico Aging & Long-Term Services Minor Home Repair
Minor home repair and modification services for seniors 60+ to support aging in place safely. Administered locally throu...
New Mexico Lead-Based Paint Hazard Control Program
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority for homes wit...
New Mexico Property Tax Freeze for Seniors
New Mexico law allows heads of household age 65+ with modified gross income below threshold to freeze property valuation...
Las Cruces Water Conservation Rebate Program
Rebates for water-efficient equipment and landscaping including low-flow toilets, smart irrigation controllers, desert l...
Las Cruces Critical Roof Repair Grant
Grant program specifically for critical roof repair or replacement when roof failure poses immediate threat to health an...
Las Cruces HVAC Emergency Replacement Program
Emergency grant for replacement of non-functional heating or cooling systems when failure poses health threat, especiall...
Doña Ana County Septic System Repair Assistance
Grant assistance for repair or replacement of failing septic systems in unincorporated areas of Doña Ana County and elig...
Las Cruces Foundation Stabilization Program
Forgivable loan for critical foundation repairs when structural instability threatens home safety. Common in Las Cruces ...
New Mexico Manufactured Housing Rehabilitation Program
Low-interest loan program specifically for manufactured/mobile home repairs and improvements. Addresses unique needs of ...
Las Cruces Winter Emergency Heating Assistance
Emergency grant for heating system repairs during winter months when system failure poses immediate health threat. Prior...
New Mexico Disaster Recovery Home Repair
Federal disaster recovery funds for homeowners impacted by presidentially declared disasters. Covers unmet needs after i...
USDA Rural Water & Waste Disposal Direct Loan
Low-interest loans for homeowners in eligible rural areas to install, repair, or improve household water and wastewater ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Las Cruces
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