Home Improvement Grants in Las Cruces.

Browse cataloged grants, rebates, loans, and other assistance records for Las Cruces, NM. Verify each program's current rules, service area, and status.

The Las Cruces, NM directory shows 31 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $150,000, not an estimate of your award. Discovery tags include 10 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 31 resources (29 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Mexico Weatherization Assistance Program (WAP)

Federally funded program providing comprehensive energy efficiency upgrades to income-qualified households in Doña Ana C...

Weatherization
Forgivable loan up to $30,000

City of Las Cruces Owner-Occupied Rehabilitation Program

CDBG-funded program providing comprehensive home repairs for low-income homeowners within Las Cruces city limits. Loan i...

Home Repair
Grant up to $10,000

Las Cruces Emergency Home Repair Grant

Provides emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority for...

Emergency
Grant up to $15,000

Las Cruces ADA Home Modification Program

CDBG-funded program providing accessibility modifications for low-income homeowners with disabilities. Covers ramps, wid...

Seniors & Disability
Grant up to $5,000

Las Cruces Sewer Lateral Assistance Program

Provides financial assistance to low-income homeowners for repair or replacement of private sewer lateral lines from hom...

Home Repair
Low-interest loan up to $35,000

New Mexico MFA Homeowner Rehabilitation Loan

State-funded low-interest loan program for moderate-income homeowners needing major home repairs. Loans feature below-ma...

Home Repair
Up to $3,000 in rebates

El Paso Electric Energy Efficiency Rebates

Rebates for residential customers who install qualifying energy-efficient equipment including HVAC systems, insulation, ...

Energy
Up to $1,500 rebate

El Paso Electric Heat Pump Rebate

Enhanced rebate for residential customers installing qualifying high-efficiency heat pump systems. Combines heating and ...

Energy
Free energy upgrades

El Paso Electric Income-Qualified Efficiency Program

Free energy efficiency upgrades for income-qualified residential customers. Services include home energy assessment, ins...

Energy
Up to $1,200 in rebates

New Mexico Gas Company Efficiency Programs

Rebates for residential customers installing high-efficiency natural gas equipment including furnaces, water heaters, an...

Energy
10% tax credit, up to $9,000

New Mexico Solar Market Development Tax Credit

State income tax credit equal to 10% of solar photovoltaic or solar thermal system installation costs, up to $9,000. Can...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income rural homeowners to repair, improve, or modernize homes. Loans up to $40,000 at 1% inte...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...

Veterans
Forgivable loan up to $40,000

Las Cruces HOME Rehabilitation Program

HUD HOME Investment Partnership Program funds for comprehensive home rehabilitation. Provides forgivable loans for major...

Home Repair
Up to $1,500 in services

New Mexico Aging & Long-Term Services Minor Home Repair

Minor home repair and modification services for seniors 60+ to support aging in place safely. Administered locally throu...

Seniors & Disability
Free lead hazard removal

New Mexico Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority for homes wit...

Home Repair
Property valuation frozen

New Mexico Property Tax Freeze for Seniors

New Mexico law allows heads of household age 65+ with modified gross income below threshold to freeze property valuation...

Property Tax Relief
Up to $500 in rebates

Las Cruces Water Conservation Rebate Program

Rebates for water-efficient equipment and landscaping including low-flow toilets, smart irrigation controllers, desert l...

Energy
Grant up to $12,000

Las Cruces Critical Roof Repair Grant

Grant program specifically for critical roof repair or replacement when roof failure poses immediate threat to health an...

Home Repair
Grant up to $8,000

Las Cruces HVAC Emergency Replacement Program

Emergency grant for replacement of non-functional heating or cooling systems when failure poses health threat, especiall...

Emergency
Grant up to $10,000

Doña Ana County Septic System Repair Assistance

Grant assistance for repair or replacement of failing septic systems in unincorporated areas of Doña Ana County and elig...

Home Repair
Forgivable loan up to $15,000

Las Cruces Foundation Stabilization Program

Forgivable loan for critical foundation repairs when structural instability threatens home safety. Common in Las Cruces ...

Home Repair
Loan up to $20,000

New Mexico Manufactured Housing Rehabilitation Program

Low-interest loan program specifically for manufactured/mobile home repairs and improvements. Addresses unique needs of ...

Home Repair
Grant up to $3,000

Las Cruces Winter Emergency Heating Assistance

Emergency grant for heating system repairs during winter months when system failure poses immediate health threat. Prior...

Emergency
Up to $150,000 in disaster recovery funds

New Mexico Disaster Recovery Home Repair

Federal disaster recovery funds for homeowners impacted by presidentially declared disasters. Covers unmet needs after i...

Disaster
Loan up to $50,000 for water systems

USDA Rural Water & Waste Disposal Direct Loan

Low-interest loans for homeowners in eligible rural areas to install, repair, or improve household water and wastewater ...

Home Repair

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Contractor listings in Las Cruces

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Local help in Las Cruces, NM

Organizations that help Las Cruces homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Las Cruces, NM?

The directory includes 29 possible-program records associated with Las Cruces, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Las Cruces classified?

Our classifier labels 20 records as grants, 3 as forgivable loans, and 4 as rebates in Las Cruces. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Las Cruces?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.