Home Improvement Grants in Roswell.

Browse cataloged grants, rebates, loans, and other assistance records for Roswell, NM. Verify each program's current rules, service area, and status.

The Roswell, NM directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per home

New Mexico Weatherization Assistance Program (WAP)

Free weatherization services to improve home energy efficiency for low-income New Mexico households. Priority given to e...

Weatherization
Up to $60,000 low-interest loan

MFA HomeOwner Rehab Loan

Low-interest deferred-payment loan for owner-occupied home rehabilitation in New Mexico. Funds may be used for major rep...

Home Repair
Up to $24,999 grant/loan

Roswell CDBG Owner-Occupied Rehabilitation

CDBG-funded home rehabilitation program for low-income owner-occupants in Roswell. Provides grants and deferred forgivab...

Home Repair
Up to $5,000 grant

Roswell Emergency Home Repair Grant

Emergency grant for low-income homeowners facing immediate health and safety threats. Covers urgent repairs such as furn...

Emergency
Up to $15,000 grant

Roswell ADA Home Modification Program

Grant program to make accessibility modifications for disabled residents in owner-occupied homes. Funds ramps, widened d...

Seniors & Disability
Up to $3,500 grant

Roswell Senior Home Repair Program

Minor home repair grant for Roswell residents age 60+ with low incomes. Covers small repairs, safety improvements, weath...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Very low-interest (1%) loan for very-low-income homeowners in rural areas to repair, improve, or modernize their homes. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very-low-income homeowners age 62+ in rural areas to remove health and safety hazards. Does not need to be rep...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home in which they re...

Veterans
Up to $150 rebate

Xcel Energy Air Conditioner Rebate

Rebate for installing qualifying high-efficiency central air conditioners or heat pumps in Xcel Energy service territory...

Energy
Up to $450 rebate

Xcel Energy High-Efficiency Furnace Rebate

Rebate for installing qualifying ENERGY STAR® natural gas furnaces with minimum 95% AFUE. Available to Xcel Energy gas c...

Energy
Up to $1,000 rebate

Xcel Energy Home Insulation Rebate

Rebate for whole-home insulation and air sealing improvements. Requires pre-approval, energy audit, and certified contra...

Weatherization
Up to $300 rebate

Xcel Energy Evaporative Cooler Rebate

Rebate for installing a qualifying evaporative cooler (swamp cooler) to replace refrigerated air conditioning or as a ne...

Energy
Up to $75 rebate

Xcel Energy Smart Thermostat Rebate

Rebate for purchasing and installing qualifying ENERGY STAR® smart thermostats. Eligible models optimize heating and coo...

Energy
Up to $600 rebate

Xcel Energy Water Heater Rebate

Rebate for installing qualifying ENERGY STAR® natural gas storage or tankless water heaters. Rebate amounts vary by type...

Energy
Free weatherization services

Xcel Energy Income-Qualified Weatherization

Free comprehensive home energy upgrades for income-qualified Xcel Energy customers. Services include insulation, air sea...

Weatherization
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing residential solar panels and battery storage systems. Available for...

Solar/Renewable
Up to $6,000 state tax credit

New Mexico Solar Tax Credit

New Mexico state income tax credit for 10% of the purchase and installation costs of residential solar photovoltaic syst...

Solar/Renewable
Up to $3,000 assistance

Roswell Sewer Lateral Repair Program

Cost-share program to help low-income homeowners repair or replace failing sewer laterals from house to main line. City ...

Home Repair
Up to $2,500 assistance

Roswell Water Service Line Repair Assistance

Financial assistance for low-income homeowners, especially seniors, to repair or replace water service lines from the me...

Home Repair

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Local help in Roswell, NM

Organizations that help Roswell homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Roswell, NM?

The directory includes 23 possible-program records associated with Roswell, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Roswell classified?

Our classifier labels 14 records as grants, 1 as forgivable loans, and 6 as rebates in Roswell. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Roswell?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.