Wake County Major Home Repair Program

Wake County Government, Housing & Community Revitalization

Available Home Repair

About This Program

The Grant Map catalogs Wake County Major Home Repair Program in its Raleigh, NC research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Wake County's Major Repair Program is a pilot initiative offering deferred 0% interest loans up to $90,000 to low-income homeowners in Wake County outside city limits. Loans are forgiven over a 10-year period; homeowners who sell or move out must repay remaining balance. Covered repairs include roofing, HVAC, water heaters, septic systems, plumbing, foundation, flooring, and accessibility modifications. Cosmetic upgrades are excluded.

Estimate for comprehensive rehabilitation including roof, HVAC, and plumbing repairs

The cited program-specific URL responded on 2026-07-21; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Raleigh, NC, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Up to $90,000 for major health, safety, and structural repairs
  • Income below 50% AMI; own home 10+ years
  • Must be in Wake County, not within City of Raleigh
  • Home's tax value must be below Wake County median
  • Email housing.rehab@wake.gov to apply; first-come, first-served

How to Apply

Review possible next steps Open Cited Source Track this program

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Raleigh.

Get matched with a contractor

Our record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, email housing.rehab@wake.gov with name, phone, address, and preferred contact time

Questions about this program?

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Frequently asked questions

What amount is listed for Wake County Major Home Repair Program in Raleigh, NC?

The Grant Map record states: Up to $90,000 (including closing costs and testing fees). Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Wake County Major Home Repair Program in Raleigh?

The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Wake County Major Home Repair Program in Raleigh, NC?

Confirm the application route directly with Wake County Government, Housing & Community Revitalization; use the cited source on this page as a starting point. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

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