RIHousing Extra Assistance Down Payment Program

RIHousing

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Availability
Available
Listed amount
Up to 6% of purchase price or $20,000 (whichever is less)
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About This Program

The Grant Map catalogs RIHousing Extra Assistance Down Payment Program in its Providence, RI research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.

RIHousing's Extra Assistance program provides down payment assistance of up to 6% of the purchase price (max $20,000) to income-qualifying first-time homebuyers in Rhode Island, including Providence. The assistance is provided as a second loan at the same interest rate as the primary RIHousing mortgage with a 15-year term. A homebuyer education course is required.

Second loan: same rate as primary mortgage; up to 6% of price or $20,000.

The cited general URL responded on 2026-09-18; it does not confirm this program or amount.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Providence, RI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Up to 6% of purchase price or $20,000 (whichever is less)
  • Second loan at same rate as primary RIHousing mortgage; 15-year term
  • First-time homebuyer required; income and price limits apply
  • Homebuyer education course required
  • Apply through a RIHousing-approved lender; call 401-457-1234

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Prepare your application

Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download blank checklist (PDF)

Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.

Open my application tools

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Review contractor options Track this program

Program phone: 401-457-1234

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Providence.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Deadline: No deadline; apply through RIHousing-approved lender

Questions about this program?

Email us at no charge. Replies may be automated and are for information only. For a decision on your application, contact the program administrator.

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Frequently asked questions

How do I apply for RIHousing Extra Assistance Down Payment Program in Providence, RI?

Confirm the application route directly with RIHousing; use the cited source on this page as a starting point or call 401-457-1234. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

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Find More Programs in Providence, RI

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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