Home Improvement Grants in Pelham.

Browse cataloged grants, rebates, loans, and other assistance records for Pelham, AL. Verify each program's current rules, service area, and status.

The Pelham, AL directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000

Alabama Housing Finance Authority STEP UP Program

AHFA's STEP UP (Single-Family, Transformation, Enhancement, and Preservation Undertaking Program) provides forgivable lo...

Home Repair
Up to $8,500 in free weatherization

Alabama Department of Economic and Community Affairs Weatherization Assistance

The federally funded Weatherization Assistance Program (WAP) provides free energy efficiency improvements to low-income ...

Weatherization
Free lead hazard removal

Alabama Department of Public Health Lead-Based Paint Hazard Control

HUD-funded program administered by ADPH to identify and remediate lead-based paint hazards in pre-1978 homes with childr...

Home Repair
Up to $30,000 forgivable loan

Shelby County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans to low- and moderate-income Shelby County homeowners for substantial home...

Home Repair
Up to $10,000 grant

Shelby County Emergency Home Repair Program

Provides emergency repair grants to very low-income Shelby County homeowners facing immediate health and safety hazards....

Emergency
Up to $25,000 grant

Shelby County ADA Accessibility Modification Program

Provides grants to Shelby County homeowners to make ADA-compliant accessibility modifications for household members with...

Seniors & Disability
Rebates and free energy-saving items

Alabama Power Smart Savings Home Energy Check-Up

Alabama Power offers in-home energy assessments and provides free energy-saving products like LED bulbs, programmable th...

Energy
Up to $450 rebate

Alabama Power HVAC Equipment Rebate

Alabama Power provides rebates for qualifying high-efficiency air conditioners, heat pumps, and heat pump water heaters ...

Energy
Up to $350 rebate

Alabama Power Water Heater Rebate Program

Rebates for qualifying high-efficiency electric water heaters and heat pump water heaters. Must meet Energy Star or Unif...

Energy
Up to $100 rebate

Alabama Power Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats that allow remote temperature control and energy-savin...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides loans up to $27,500 and grants up to $10,000 for very low-income rural homeowners to repair, improve, or m...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Veterans with certain service-connected disabilities to help build, remodel, or purchase an adapted home. Avai...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Veterans with certain service-connected disabilities to make adaptations to their residence. Available for Vet...

Veterans
Up to $35,000 forgivable loan

HOME Investment Partnerships Rehabilitation Program

HUD HOME-funded program administered by Shelby County providing forgivable loans for major rehabilitation of owner-occup...

Home Repair
Up to $5,000 grant

Alabama ADSS Senior Home Repair Grant

Provides minor home repair grants to low-income Alabama seniors age 60+ to address health and safety issues and help the...

Seniors & Disability
Up to $15,000 forgivable loan

Shelby County Septic System Repair Program

Provides forgivable loans to moderate-income Shelby County homeowners to repair or replace failing septic systems. Loan ...

Home Repair
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit worth 30% of the cost of installing solar panels, solar water heaters, or battery storage systems on ...

Solar/Renewable
Net metering credit

Alabama Power Renewable Generation Rate

Alabama Power's net metering program credits residential solar customers for excess energy sent back to the grid. Rate s...

Solar/Renewable
Varies by county millage

Alabama State Homestead Exemption

Alabama homeowners may exempt up to $4,000 of assessed value on state property taxes and up to $2,000 on county property...

Property Tax Relief
Full exemption on state property tax

Alabama Senior Property Tax Exemption (65+)

Alabama homeowners age 65+ with net taxable income of $12,000 or less are exempt from all state property taxes on their ...

Property Tax Relief
Full or partial exemption

Alabama Disabled Veteran Property Tax Exemption

Veterans with 100% permanent and total service-connected disability are exempt from all state and county property taxes ...

Property Tax Relief

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Local help in Pelham, AL

Organizations that help Pelham homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Pelham, AL?

The directory includes 24 possible-program records associated with Pelham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Pelham classified?

Our classifier labels 16 records as grants, 4 as forgivable loans, and 3 as rebates in Pelham. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Pelham?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.