Home Improvement Grants in Oxford.

Browse cataloged grants, rebates, loans, and other assistance records for Oxford, AL. Verify each program's current rules, service area, and status.

The Oxford, AL directory shows 23 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 3 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000

Alabama Housing Finance Authority Step Up Program

Forgivable loan program for essential home repairs for owner-occupants in Alabama with incomes up to 80% AMI. Loan is fo...

Home Repair
Up to $8,500 in weatherization services

Alabama Weatherization Assistance Program (WAP)

Federally-funded weatherization services to reduce energy costs for low-income Alabama households. Services include insu...

Weatherization
Up to $20,000 forgivable loan

Calhoun County CDBG Owner-Occupied Rehabilitation

CDBG-funded home rehabilitation program for low-income owner-occupied households in Calhoun County. Addresses major heal...

Home Repair
Up to $5,000 grant

Calhoun County Senior Home Repair Program

Grant program for minor home repairs and accessibility modifications for senior homeowners age 60+ in Calhoun County wit...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes, o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...

Veterans
Up to $500 rebate

Alabama Power Heat Pump Rebate

Rebate for Alabama Power residential customers who install qualifying high-efficiency electric heat pumps. Rebate amount...

Energy
Up to $350 rebate

Alabama Power Insulation Rebate

Rebate for Alabama Power residential customers who add insulation to their homes. Covers attic, wall, and floor insulati...

Weatherization
Up to $350 rebate

Alabama Power Water Heater Rebate

Rebate for Alabama Power customers who install qualifying high-efficiency electric or heat pump water heaters. Heat pump...

Energy
Up to $50 rebate

Alabama Power Smart Thermostat Rebate

Rebate for Alabama Power customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Smart th...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Applies to solar panels, la...

Solar/Renewable
Up to $12,000 grant

Alabama Lead-Safe Homes Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes occupied by families with children under age 6. ...

Home Repair
Up to $7,500 grant

Calhoun County Accessibility Modification Grant

Grant program for accessibility modifications to owner-occupied homes in Calhoun County for residents with disabilities....

Seniors & Disability
Up to $35,000 for rehabilitation

Alabama HOME Investment Partnership Program

Federal HOME funds administered by ADECA for comprehensive home rehabilitation for low-income homeowners in Alabama. Add...

Home Repair
Up to $600 per year

Alabama Low Income Home Energy Assistance (LIHEAP)

Federally funded program providing assistance with home heating and cooling costs for low-income Alabama households. Pri...

Energy
Property tax exemption

Alabama Homestead Exemption for Seniors & Disabled

Property tax exemption for Alabama homeowners age 65+, permanently disabled, or 100% disabled veterans. Exempts state pr...

Property Tax Relief
Up to $50,000 for disaster recovery

Alabama Disaster Recovery Housing Program

CDBG Disaster Recovery funds administered by ADECA for homeowners affected by federally declared disasters in Alabama. P...

Disaster
Up to $600 credit for windows

Federal Energy Efficient Window Tax Credit

Federal tax credit for ENERGY STAR certified windows and skylights installed in existing homes. Credit equals 30% of cos...

Weatherization

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Local help in Oxford, AL

Organizations that help Oxford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Oxford, AL?

The directory includes 21 possible-program records associated with Oxford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Oxford classified?

Our classifier labels 13 records as grants, 3 as forgivable loans, and 4 as rebates in Oxford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Oxford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.