Home Improvement Grants in Owensboro.
Browse cataloged grants, rebates, loans, and other assistance records for Owensboro, KY. Verify each program's current rules, service area, and status.
The Owensboro, KY directory shows 22 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 14 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Owensboro Owner-Occupied Housing Rehabilitation Program
CDBG-funded forgivable loan for major home repairs for income-qualified owner-occupants in Owensboro city limits. Loan i...
Owensboro Emergency Home Repair Grant
Emergency repair grant for owner-occupied homes with urgent health and safety hazards. Priority given to seniors and per...
Kentucky Weatherization Assistance Program (WAP)
Federally-funded weatherization services to reduce energy costs for income-qualified households in Daviess County. Servi...
Kentucky Home Accessibility Modification Program
State-funded grant program to modify homes for accessibility for persons with disabilities or seniors aging in place. Co...
Owensboro Municipal Utilities HVAC Rebate
Rebates for installing high-efficiency HVAC systems including air source heat pumps, central air conditioners, and furna...
OMU Energy-Efficient Appliance Rebates
Rebates for purchasing ENERGY STAR certified appliances including heat pump water heaters, electric water heaters, refri...
OMU Home Insulation Rebate
Rebates for adding attic, wall, or floor insulation to existing homes served by OMU electric. Must meet minimum R-value ...
USDA Section 504 Home Repair Loan & Grant
USDA loans and grants for very low-income homeowners in eligible rural areas of Daviess County to repair or improve thei...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Elig...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Kentucky Childhood Lead Poisoning Prevention Program
State-funded program to address lead hazards in homes where children with elevated blood lead levels reside. Services pr...
Owensboro HOME Investment Partnerships Program
HUD HOME-funded forgivable loan for substantial rehabilitation of owner-occupied homes for low-income households in Owen...
Owensboro Sewer Lateral Repair Assistance
Grant assistance for low-income homeowners to repair or replace failing private sewer laterals from home to city main. P...
Owensboro Senior Home Repair Grant
Grant program specifically for seniors aged 60+ to address critical home repairs that enable aging in place. Covers safe...
Kentucky Disaster Recovery Housing Program
State-administered disaster recovery program that provides grants and loans for home repairs following federally-declare...
Kentucky Homestead Exemption
Property tax exemption for Kentucky homeowners who are 65+, totally disabled, or qualifying disabled veterans. Exempts a...
OMU Solar Renewable Energy Credit
Credit program for OMU customers who install solar photovoltaic systems. Provides monthly credits for excess generation ...
Kentucky Low-Income Home Energy Assistance (LIHEAP)
Federal energy assistance to help low-income households pay heating and cooling bills. Administered locally through Comm...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Owensboro
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