Home Improvement Grants in Oswego.
Browse cataloged grants, rebates, loans, and other assistance records for Oswego, IL. Verify each program's current rules, service area, and status.
The Oswego, IL directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 18 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Illinois Weatherization Assistance Program (WAP)
State-funded weatherization program that provides free energy efficiency upgrades to income-qualified households. Servic...
IHDA Home Accessibility Program
Provides forgivable loans for accessibility modifications to homes for elderly or disabled Illinois residents. Covers ra...
Illinois Lead Poisoning Prevention Program
Free lead hazard reduction services for Illinois homes built before 1978 where a child under age 6 resides or regularly ...
ComEd Home Energy Rebates
ComEd customers can receive rebates on qualifying energy efficiency upgrades including insulation, air sealing, HVAC sys...
Nicor Gas HVAC and Water Heater Rebates
Nicor Gas customers in Oswego can receive rebates for installing high-efficiency furnaces, boilers, water heaters, and o...
ComEd Income Qualified Energy Efficiency Program
Income-qualified ComEd customers can receive free energy efficiency upgrades including LED bulbs, smart thermostats, wea...
Oswego Senior Home Repair Assistance
Provides emergency and critical home repair grants for Oswego seniors age 62 and older with income at or below 100% area...
Kendall County Owner-Occupied Rehabilitation Program
CDBG-funded program providing forgivable loans for comprehensive home rehabilitation to low-income homeowners in unincor...
Kendall County Emergency Home Repair Program
Emergency grant program for Kendall County homeowners facing urgent health and safety threats requiring immediate repair...
Village of Oswego Sewer Lateral Repair Program
Cost-share program for repair or replacement of failing private sewer laterals connecting homes to the Village's sanitar...
USDA Section 504 Home Repair Program
Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize homes or remove heal...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their adaptive needs...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...
Illinois Home Weatherization Assistance Program (IHWAP)
Comprehensive weatherization services for income-qualified Illinois households including insulation, air sealing, furnac...
Kendall County HOME Investment Partnerships Program
HUD HOME-funded program providing forgivable loans for comprehensive rehabilitation of owner-occupied homes. Covers majo...
Illinois Shines Solar Incentive Program (ComEd)
Illinois Shines provides upfront incentives for residential solar installations in ComEd territory. Incentives calculate...
Illinois Senior Citizens Property Tax Exemption
Illinois homeowners age 65 or older during the tax year can claim an exemption reducing their home's assessed value by $...
Illinois Disabled Persons Property Tax Exemption
Illinois homeowners who are classified as disabled under Social Security or Railroad Retirement disability standards can...
Illinois Disabled Veterans Standard Homestead Exemption
Illinois veterans with at least 30% service-connected disability or who have been awarded special compensation for loss ...
Nicor Gas Energy Efficiency Program for Income-Qualified Customers
Income-qualified Nicor Gas customers can receive free or heavily discounted natural gas appliances and efficiency upgrad...
Federal Residential Clean Energy Credit (Solar ITC)
Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems on residential proper...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Oswego
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