Home Improvement Grants in Ocean City.

Browse cataloged grants, rebates, loans, and other assistance records for Ocean City, MD. Verify each program's current rules, service area, and status.

The Ocean City, MD directory shows 25 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants10Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Maryland Weatherization Assistance Program (WAP)

Provides free energy efficiency improvements to income-eligible households in Maryland. Services include insulation, air...

Weatherization
Up to $20,000 deferred loan

Maryland HomeOwnership Accessibility Modification Program

Provides deferred loans to make homes accessible for residents with disabilities. Modifications include ramps, stair lif...

Seniors & Disability
Up to $17,000 grant or low-interest loan

Maryland Lead Hazard Reduction Grant & Loan Program

Provides grants and low-interest loans to eliminate lead hazards in pre-1978 homes. Grants available for owner-occupied ...

Home Repair
Up to $750 for ENERGY STAR HVAC

Delmarva Power HVAC Rebate Program

Offers rebates for Delmarva Power residential customers who install high-efficiency ENERGY STAR certified central air co...

Energy
Up to $600 for heat pump water heater

Delmarva Power Heat Pump Water Heater Rebate

Rebate for Delmarva Power residential customers who install ENERGY STAR certified heat pump water heaters. Heat pump wat...

Energy
Up to $100 smart thermostat rebate

Delmarva Power Smart Thermostat Rebate

Rebate for Delmarva Power customers who purchase and install an ENERGY STAR certified smart thermostat. Smart thermostat...

Energy
Up to $350 for home insulation

Delmarva Power Home Insulation Rebate

Rebate for Delmarva Power customers who add insulation to their attic, walls, or crawlspace. Requires professional insta...

Weatherization
Up to $1,000 grant for solar PV

Maryland Solar Energy Grant Program

Provides grants to Maryland residents who install solar photovoltaic systems on their homes. Grant is $1,000 for systems...

Solar/Renewable
Varies by income and property value

Maryland Homeowners' Property Tax Credit (Seniors)

Property tax credit for Maryland homeowners age 65+ or 100% disabled with household income below state limits. Credit am...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant Program

Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes. Loa...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify their homes for accessibility. Eligible disabil...

Veterans
Up to $30,000 forgivable loan

Worcester County Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans to low- and moderate-income homeowners in Worcester County for major home repairs and improvem...

Home Repair
Up to $10,000 emergency grant

Worcester County Emergency Home Repair Program

Provides emergency repair grants to low-income homeowners in Worcester County for urgent health and safety issues. Prior...

Emergency
Up to $30,000 loan (0% interest)

Maryland Bay Restoration Fund Septic Upgrade Program

Provides 0% interest loans up to $30,000 to upgrade failing septic systems in the Chesapeake Bay watershed. Covers cost ...

Home Repair
Up to $7,500 for hurricane mitigation

Maryland Windstorm Mitigation Program

Provides matching grants to strengthen homes against windstorms and hurricanes in coastal Maryland. Covers roof reinforc...

Disaster
Varies by project scope

Maryland Flood Mitigation Assistance Program

FEMA-funded program to reduce flood risk for properties in Special Flood Hazard Areas. Projects include home elevation, ...

Disaster
Up to $30,000 loan at 3% interest

Maryland HomeOwnership Preserving Equity (HOPE) Loan

Low-interest home improvement loan for Maryland homeowners to make critical repairs. Maximum loan of $30,000 at 3% fixed...

Home Repair
Property tax credit for eligible seniors

Worcester County Senior Tax Credit Program

Property tax credit for Worcester County residents age 65 or older with household income below county limits. Credit red...

Property Tax Relief
Up to $1,000 rebate for resilience upgrades

Maryland Resilient Homes Initiative

Rebate for Maryland homeowners who install backup power systems including solar with battery storage, whole-home generat...

Energy
Up to $700 for home EV charger

Maryland EV Charging Rebate Program

Rebate for Maryland residents who purchase and install a Level 2 home electric vehicle charging station. Encourages EV a...

Energy

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Local help in Ocean City, MD

Organizations that help Ocean City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Ocean City, MD?

The directory includes 19 possible-program records associated with Ocean City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Ocean City classified?

Our classifier labels 10 records as grants, 1 as forgivable loans, and 6 as rebates in Ocean City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Ocean City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.