Home Improvement Grants in Frederick.

Browse cataloged grants, rebates, loans, and other assistance records for Frederick, MD. Verify each program's current rules, service area, and status.

The Frederick, MD directory shows 28 cataloged resources. Of those, 27 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 27 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

Swipe horizontally or use the arrow keys to review every column.

Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates7Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.

1
Filter
Tell us about you
2
Browse
See matching programs
Or filter by your situation
Showing all 28 resources (27 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 deferred loan

Maryland HomeCredit Community Development Administration Loan

Provides low-interest deferred loans up to $25,000 for single-family home repairs to income-eligible Maryland homeowners...

Home Repair
Free grant-funded work; no maximum project amount is published

City of Frederick Weatherization Program

The City of Frederick provides free, grant-funded weatherization to income-qualified homeowners and renters in Frederick...

Weatherization
Up to $17,000 per unit

Maryland Lead Paint Abatement Grant

Provides grants up to $17,000 per dwelling unit for lead paint abatement in homes built before 1978 where a child under ...

Home Repair
Up to $5,000 grant

Frederick County Senior Home Repair Program

Provides emergency repair grants up to $5,000 for low-income seniors (60+) in Frederick County. Covers health and safety...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides low-interest loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very low-income rural homeowners...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...

Veterans
Up to $1,500 rebate

BGE Smart Energy Savers Heat Pump Rebate

Provides rebates for qualifying high-efficiency air source heat pumps and ductless heat pumps installed in BGE service t...

Energy
Up to $800 rebate

BGE Smart Energy Savers Insulation Rebate

Provides rebates for insulation upgrades including attic, wall, and basement insulation, as well as air sealing performe...

Weatherization
Up to $3,400 in rebates

BGE Smart Energy Savers HVAC Rebate

Provides rebates for high-efficiency heating and cooling equipment including central air conditioners, furnaces, and boi...

Energy
Up to $5,000 in rebates

BGE Energy Savings for Income Eligible HVAC

Provides enhanced rebates for income-eligible BGE customers installing high-efficiency heating and cooling equipment. In...

Energy
Up to $1,000 grant

Maryland Residential Clean Energy Grant Program

Provides grants for residential solar PV, solar thermal, geothermal, and small wind energy systems installed on owner-oc...

Solar/Renewable
Ongoing solar credits

Maryland Solar Renewable Energy Credits (SRECs)

Maryland solar system owners earn one SREC for every 1,000 kWh (1 MWh) their system generates. SRECs can be sold to elec...

Solar/Renewable
30% of system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the total cost of installing a residential solar energy system. Includes solar panels...

Solar/Renewable
Up to $650 rebate

BGE High-Efficiency Water Heater Rebate

Provides rebates for ENERGY STAR certified high-efficiency gas storage water heaters and tankless water heaters. Rebate ...

Energy
20% of qualified expenses

Maryland Historic Preservation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for historic properties listed on National Register o...

Historic
Varies by income and property tax

Maryland Homeowners' Property Tax Credit

Provides property tax credits to homeowners whose property taxes exceed a certain percentage of their gross income. Avai...

Property Tax Relief
Up to $1,500 grant

Maryland Radon Mitigation Grant

Provides grants to income-eligible homeowners for radon mitigation systems when testing reveals elevated radon levels ab...

Home Repair
Up to $10,000 grant

Frederick County First Responder Home Repair

Provides home repair grants to active and retired first responders (police, fire, EMS) in Frederick County. Covers emerg...

Home Repair
Up to $30,000 grant

Maryland Septic System Repair Grant

Provides grants for repair or replacement of failing septic systems for income-eligible homeowners. Failing septic syste...

Home Repair
Up to $250 rebate

BGE Energy-Efficient Window Rebate

Provides rebates for replacement of old windows with ENERGY STAR certified energy-efficient windows. Windows must meet s...

Weatherization
Up to $50,000 grant

Maryland FloodSmart Mitigation Grant

Provides grants for flood mitigation measures including elevation, dry floodproofing, wet floodproofing, and acquisition...

Disaster
Up to $100 rebate

BGE Smart Thermostat Rebate

Provides rebates for purchase and installation of qualifying smart thermostats that can learn homeowner preferences and ...

Energy
Varies by household size, income, and energy costs

Maryland Energy Assistance Program (MEAP)

Provides heating bill assistance to income-eligible Maryland households through utility credits and benefit payments. In...

Energy

Build a funding plan

Pick a project to screen resources and see what still needs verification.

Refine for your household (optional)

Answers stay in this browser and are sent when you request screening.

Contractor listings in Frederick

Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.

No contractors listed yet, be the first in this market.

Request a local contractor match

Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.

Request city program-change alerts

Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

Know a grant or program we are missing? Suggest it

Local help in Frederick, MD

Organizations that help Frederick homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Frederick, MD?

The directory includes 27 possible-program records associated with Frederick, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Frederick classified?

Our classifier labels 18 records as grants, 1 as forgivable loans, and 7 as rebates in Frederick. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Frederick?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.