Home Improvement Grants in Baltimore.
Browse cataloged grants, rebates, loans, and other assistance records for Baltimore, MD. Verify each program's current rules, service area, and status.
The Baltimore, MD directory shows 47 cataloged resources. Of those, 40 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 40 records is $126,526, not an estimate of your award. Discovery tags include 13 senior-related records, 4 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 32 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 1 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Baltimore City CDBG Home Repair Program
Baltimore City uses federal CDBG funds to help low-income homeowners with essential repairs including roofing, heating, ...
Baltimore City Lead Hazard Reduction Program
Federally funded program that identifies and eliminates lead-based paint hazards in Baltimore homes, prioritizing proper...
Baltimore City Weatherization Assistance Program
Free weatherization services for income-eligible Baltimore City residents, including attic insulation, air sealing, HVAC...
Housing Upgrades to Benefit Seniors (HUBS)
Connects Baltimore City seniors with subsidized accessibility upgrades, rehabilitation services, energy efficiency impro...
Healthy Neighborhoods Home Improvement Loan
Below-market-rate home improvement loans from $5,000 to $20,000 for homeowners in designated Healthy Neighborhoods. Incl...
St. Ambrose Partnership for Safe & Healthy Homes
Helps long-term homeowners in Central Baltimore neighborhoods address costly home repairs. Prioritizes owners aged 65+ o...
Rebuilding Together Baltimore
Provides free home repairs performed by volunteers for low-income adults over 60, families with children under 18, and p...
Habitat for Humanity of the Chesapeake
Provides critical home repairs and accessibility modifications to low-income homeowners in the greater Baltimore area. O...
Southeast CDC Home Repair Program
Provides critical home repairs ranging from $5,000 to $20,000 for existing homeowners in Southeast and East Baltimore ne...
NHS of Baltimore Home Rehabilitation Loans
Offers three tiers of low-interest home rehabilitation loans: Small Rehab ($300-$3,000), Quick Fix ($300-$7,500), and La...
Green & Healthy Homes Initiative (GHHI)
Integrates green weatherization and energy efficiency services with healthy homes interventions such as lead hazard redu...
Maryland WholeHome Critical Home Repairs Grant
State grant program providing up to $10,000 for critical health and safety home repairs including roof repair, HVAC repl...
Maryland Housing Rehabilitation Program (Special Loans)
State loan program providing up to $50,000 at 0%-6% interest for critical health and safety repairs and code compliance....
Maryland Lead Hazard Reduction Grant & Loan Program
Statewide program providing grants or loans to reduce lead-based paint hazards in Maryland homes. Backed by $4 million i...
Maryland Weatherization Assistance Program (WAP)
Federally funded program that reduces heating and cooling costs for income-eligible households through energy conservati...
EmPOWER Maryland, BGE Home Energy Programs
BGE offers rebates up to $15,000 for switching to electric heat pumps or heat pump water heaters, plus up to $10,000 for...
EmPOWER Maryland Low-Income Energy Efficiency Program
Provides no-cost energy efficiency upgrades for qualified low-income BGE customers including insulation, air sealing, re...
Maryland Historic Revitalization Tax Credit (Homeowner)
Maryland income tax credit equal to 20% of eligible rehabilitation expenses for certified historic structures, capped at...
Maryland Residential Energy Equity Grant Program
Provides grants up to $25,000 for home energy efficiency upgrades and solar PV installations benefiting low-to-moderate ...
Maryland Homestead Property Tax Credit
Limits the annual increase in taxable assessment of a principal residence to 10%, protecting homeowners from large prope...
Maryland Mortgage Program (MMP)
State program offering below-market mortgage rates and down payment assistance of up to $20,000 for qualifying Maryland ...
Maryland SmartBuy Program
Helps Maryland homebuyers with student loan debt by providing up to $30,000 to pay off outstanding student loans at clos...
VA Specially Adapted Housing (SAH) Grant
Grants up to $126,526 for veterans with certain service-connected disabilities to build, buy, or modify a home for acces...
VA Special Home Adaptation (SHA) Grant
Grants up to $25,350 for veterans with certain service-connected disabilities to adapt a home they or a family member ow...
VA Home Improvements & Structural Alterations (HISA) Grant
Lifetime grant of up to $6,800 for medically necessary home improvements for veterans with service-connected disabilitie...
VA Temporary Residence Adaptation (TRA) Grant
Grants for veterans temporarily living in a family member's home to make accessibility modifications. Up to $49,062 for ...
USDA Section 504 Home Repair Loan & Grant
Federal program offering 1% interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in USDA...
FHA Title I Home Improvement Loan
FHA-insured loan up to $25,000 for single-family home improvements through approved lenders. Fixed interest rate with up...
FHA 203(k) Rehabilitation Mortgage
FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Limited 203(k) cov...
LIHEAP / Maryland Energy Assistance Program (MEAP)
Federal energy assistance providing up to $750 for heating bills plus $600 in crisis assistance for low-income Maryland ...
Residential Clean Energy Credit (Section 25D)
Federal tax credit equal to 30% of costs for solar panels, solar water heating, geothermal heat pumps, small wind turbin...
Energy Efficient Home Improvement Credit (Section 25C)
Federal tax credit of 30% for energy-efficient home improvements including heat pumps ($2,000/yr), insulation and window...
Baltimore City First-Time Homebuyers Incentive
Provides $10,000-$20,000+ in down payment and closing cost assistance to eligible first-time homebuyers purchasing in Ba...
Buying Into Baltimore Lottery
A $5,000 incentive awarded by lottery to participants of Live Baltimore's annual Trolley Tour who purchase a home in Bal...
Victorine Q. Adams Fuel Fund (Baltimore City)
Emergency energy assistance for Baltimore City residents facing utility shutoffs. Provides up to $125 in direct payments...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
Maryland Solar Access Program (MSAP)
Established by Maryland's Brighter Tomorrow Act of 2024, the Maryland Solar Access Program provides reimbursement grants...
Maryland Accessible Homes for Seniors Program
The Accessible Homes for Seniors program, jointly administered by Maryland DHCD and the Maryland Department of Aging, pr...
Maryland HAF WholeHome Critical Home Repairs Grant
Maryland's HAF WholeHome Critical Home Repairs grant program provides over $3.5 million to homeowners experiencing COVID...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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