Home Improvement Grants in Oak Island.

Browse cataloged grants, rebates, loans, and other assistance records for Oak Island, NC. Verify each program's current rules, service area, and status.

The Oak Island, NC directory shows 24 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program

Federally-funded weatherization program administered locally through Brunswick Community Action. Provides no-cost energy...

Weatherization
Up to $50,000 low-interest loan

NC Housing Finance Agency Rehabilitation Loan

Low-interest loan program for moderate-income homeowners statewide to make necessary home repairs and improvements. Loan...

Home Repair
Free lead hazard remediation

North Carolina Lead-Based Paint Hazard Reduction Program

State and federally funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children un...

Home Repair
Up to $1,200 rebate

Duke Energy Heat Pump Rebate

Cash rebate for Duke Energy customers who install qualifying high-efficiency heat pump systems. Rebates range from $300 ...

Energy
Up to $4,500 solar rebate

Duke Energy Solar Rebate Program

Financial incentive for Duke Energy customers installing new rooftop solar photovoltaic systems. Rebate is $0.60 per wat...

Solar/Renewable
Up to $850 in rebates

Duke Energy Smart Saver Premium

Comprehensive energy efficiency rebate program offering incentives for insulation, air sealing, duct sealing, water heat...

Energy
Forgivable loan up to $30,000

Brunswick County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans to low- and moderate-income homeowners in Brunswick County for major home...

Home Repair
Up to $10,000 grant

Brunswick County Emergency Home Repair

Emergency grant program for owner-occupied homes in Brunswick County addressing health and safety hazards. Priority give...

Emergency
Up to $20,000 for accessibility modifications

Brunswick County Accessibility Modification Program

Grant and loan program to make accessibility modifications for Brunswick County residents with disabilities. Covers ramp...

Seniors & Disability
Up to $5,000 grant

North Carolina FORTIFY Homes Program

State grant program providing matching funds to strengthen homes against hurricane damage. Covers roof-to-wall connectio...

Disaster
Up to $50,000 for disaster repair

North Carolina Rebuild Program

State disaster recovery program providing grants to homeowners impacted by federally-declared disasters (including hurri...

Disaster
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan (1% fixed rate) for very-low-income homeowners in eligible rural areas to repair, improve, or moderniz...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program for very-low-income homeowners age 62 and older in eligible rural areas to remove health and safety hazard...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers veterans who ar...

Veterans
Up to $6,000 grant

North Carolina Senior Home Repair Grant

Grant program administered through local Area Agencies on Aging to help low-income seniors (60+) make minor home repairs...

Seniors & Disability
Property tax exemption or deferral

North Carolina Elderly & Disabled Property Tax Relief

North Carolina program allowing qualifying seniors (65+) and totally disabled persons to exclude up to $25,000 or 50% of...

Property Tax Relief
Up to $6,000 combined incentives

North Carolina Solar Energy Rebate

Combined solar incentives for North Carolina homeowners including Duke Energy rebate ($0.60/watt up to $4,500) plus fede...

Solar/Renewable
Up to $15,000 for septic repair/replacement

Brunswick County Septic Repair Assistance

Grant program for low-income Brunswick County homeowners to repair or replace failing septic systems. Priority given to ...

Home Repair
Up to $5,000 for water lateral repair

Brunswick County Water Line Repair Program

Assistance program for homeowners with leaking or failing water service lines (laterals) from the street to the home. Gr...

Home Repair

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Local help in Oak Island, NC

Organizations that help Oak Island homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Oak Island, NC?

The directory includes 20 possible-program records associated with Oak Island, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Oak Island classified?

Our classifier labels 13 records as grants, 1 as forgivable loans, and 2 as rebates in Oak Island. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Oak Island?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.