Home Improvement Grants in New Bern.

Browse cataloged grants, rebates, loans, and other assistance records for New Bern, NC. Verify each program's current rules, service area, and status.

The New Bern, NC directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates0Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the state to reduce energy costs for income-eligible households....

Weatherization
Up to $30,000 low-interest loan

NC Housing Finance Agency Accessibility & Home Modification Loan

Low-interest loan program for accessibility modifications and essential home repairs for North Carolina homeowners. Loan...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mod...

Home Repair
Forgivable loan up to $30,000

New Bern Owner-Occupied Rehabilitation Program

CDBG-funded program providing major rehabilitation for income-eligible owner-occupied homes in New Bern. Loan is forgive...

Home Repair
Up to $10,000 grant

New Bern Emergency Home Repair Program

Provides emergency repairs to address immediate health and safety hazards for very-low-income homeowners in New Bern. Gr...

Emergency
Grant up to $15,000

New Bern Accessibility Modification Grant

CDBG grant program to make accessibility modifications for low-income homeowners with disabilities or elderly residents ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Free energy assessment + instant rebates

Duke Energy Home Energy House Call

Free in-home energy assessment from Duke Energy including installation of energy-saving products such as LED bulbs, smar...

Energy
Up to $1,200 rebate

Duke Energy Heat Pump Rebate Program

Rebate for Duke Energy customers who install a qualifying high-efficiency electric heat pump system. Rebate amounts vary...

Energy
$49 heat pump tune-up

Duke Energy Smart Saver Heat Pump Tune-Up

Discounted heat pump tune-up service for Duke Energy customers. A qualified technician inspects and maintains your heat ...

Energy
Up to $600 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for Duke Energy customers who replace an existing electric water heater with an ENERGY STAR certified heat pump w...

Energy
35% state tax credit (max $10,500)

North Carolina Solar Energy Tax Credit

North Carolina offers a 35% state tax credit for residential solar installations, capped at $10,500. This credit can be ...

Solar/Renewable
Up to $45,000 rehabilitation assistance

North Carolina HOME Program

Federally funded HOME program providing rehabilitation assistance for low-income homeowners. Typically structured as a f...

Home Repair
Up to $5,000 matching grant

New Bern Historic Preservation Grant Program

Matching grant for exterior rehabilitation and restoration of historically significant properties in New Bern's local hi...

Historic
Property tax deferral/exclusion

North Carolina Senior Property Tax Relief

North Carolina offers property tax relief programs for seniors age 65 and older, including the Elderly/Disabled Exclusio...

Property Tax Relief
Up to $45,000 assessed value exclusion

North Carolina Disabled Veteran Property Tax Exclusion

North Carolina disabled veterans who are 100% disabled or receive benefits for total and permanent disability may exclud...

Property Tax Relief
Up to $7,500 forgivable loan

New Bern Sewer Lateral Repair Assistance

Assistance program for low-income homeowners to repair or replace failing private sewer laterals. Forgivable loan covers...

Home Repair
20% state tax credit on qualified expenses

North Carolina Historic Rehabilitation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenses for income-producing historic properties, or o...

Historic
Free lead testing and case management

North Carolina Childhood Lead Poisoning Prevention Program

State program providing free lead testing for children, environmental investigations of homes with lead hazards, and cas...

Home Repair
$85 smart thermostat + $35 annual credit

Duke Energy Power Manager Thermostat Program

Duke Energy customers can receive a discounted Google Nest or ecobee smart thermostat for $85 (retail value $200+) plus ...

Energy

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Local help in New Bern, NC

Organizations that help New Bern homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for New Bern, NC?

The directory includes 21 possible-program records associated with New Bern, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for New Bern classified?

Our classifier labels 17 records as grants, 3 as forgivable loans, and 0 as rebates in New Bern. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in New Bern?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.