USDA Section 504 Home Repair Loan & Grant
USDA Rural Development
About This Program
The Grant Map catalogs USDA Section 504 Home Repair Loan & Grant in its Narragansett, RI research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Federal program offering loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes, with grants available for seniors age 62+ to remove health and safety hazards.
Combined loan and grant potential for eligible applicants
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Narragansett, RI; confirm separately whether they can coordinate:
Key Details
- Loans up to $40,000 at 1% interest
- Grants up to $10,000 for seniors 62+
- For very low-income rural homeowners
- Removes health and safety hazards
- May qualify for both loan and grant
How to Apply
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Track this programProgram phone: (401) 826-0842
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Narragansett.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of age (driver's license or birth certificate) if the program is age-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications
Questions about this program?
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Frequently asked questions
What audience tags are recorded for USDA Section 504 Home Repair Loan & Grant in Narragansett?
The directory record carries audience tags for homeowners. It also carries a low-income tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for USDA Section 504 Home Repair Loan & Grant in Narragansett, RI?
Confirm the application route directly with USDA Rural Development; use the cited source on this page as a starting point or call (401) 826-0842. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Narragansett, RI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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