Home Improvement Grants in Murray.

Browse cataloged grants, rebates, loans, and other assistance records for Murray, KY. Verify each program's current rules, service area, and status.

The Murray, KY directory shows 23 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Kentucky Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Kentucky Housing Corporation to reduce energy costs for low-inco...

Weatherization
Free health hazard remediation

Kentucky Healthy Homes Program

HUD-funded program to identify and remediate health hazards including lead, mold, radon, and other environmental risks i...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing low-interest loans up to $27,500 and grants up to $10,000 (for seniors 62+) to very low-income ru...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Up to $1,000 in rebates

TVA Quality Contractor Network Rebates

TVA-approved energy efficiency rebates for HVAC upgrades, heat pumps, insulation, and air sealing performed by Quality C...

Energy
Up to $400 rebate

West Kentucky RECC Heat Pump Rebate

Rebate for qualifying electric heat pump installations by West Kentucky RECC members. Must meet minimum efficiency stand...

Energy
Up to $250 rebate

West Kentucky RECC Water Heater Rebate

Rebate for energy-efficient electric water heater installations, including heat pump water heaters, for West Kentucky RE...

Energy
Forgivable loan up to $30,000

Murray CDBG Owner-Occupied Rehabilitation

City of Murray CDBG program providing forgivable loans for major home rehabilitation for low-income owner-occupants with...

Home Repair
Up to $10,000 grant

Murray CDBG Emergency Home Repair Grant

Emergency repair grant for urgent health and safety issues in owner-occupied homes in Murray city limits. Covers immedia...

Emergency
Up to $15,000 grant

Murray ADA Home Accessibility Grant

Grant program for accessibility modifications to owner-occupied homes in Murray for residents with disabilities or mobil...

Seniors & Disability
Up to $5,000 grant

Murray Senior Home Repair Program

Grant program for minor home repairs and safety improvements for seniors age 60+ in Murray and Calloway County. Covers e...

Seniors & Disability
Up to $3,000 assistance

Murray Water Lateral Repair/Replacement Program

Cost-sharing program for repair or replacement of private water service laterals from the main to the home. Murray Water...

Home Repair
Up to $5,000 forgivable loan

Murray Sewer Lateral Repair Program

Forgivable loan for repair or replacement of failing private sewer laterals that pose environmental or public health ris...

Home Repair
30% tax credit on solar costs

Federal Residential Solar Investment Tax Credit

Federal tax credit for residential solar photovoltaic (PV) systems. Covers 30% of total system costs including equipment...

Solar/Renewable
Credits for solar generation

TVA Green Connect Solar Program

TVA program allowing Murray Electric System customers to receive credit for solar energy generation. Customers with appr...

Solar/Renewable
Up to $40,500 exemption

Kentucky Homestead Exemption (Senior)

Kentucky property tax exemption for homeowners age 65 or older. Exempts up to $40,500 of assessed home value from proper...

Property Tax Relief
Up to $40,500 exemption

Kentucky Homestead Exemption (Disability)

Kentucky property tax exemption for homeowners with total disability. Exempts up to $40,500 of assessed home value from ...

Property Tax Relief
Up to $600 toward energy bills

Kentucky LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) provides assistance with heating and cooling costs for low-income Ken...

Energy

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Local help in Murray, KY

Organizations that help Murray homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Murray, KY?

The directory includes 20 possible-program records associated with Murray, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Murray classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 3 as rebates in Murray. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Murray?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.