Home Improvement Grants in Monroe.

Browse cataloged grants, rebates, loans, and other assistance records for Monroe, NC. Verify each program's current rules, service area, and status.

The Monroe, NC directory shows 20 cataloged resources. Of those, 17 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 17 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 20 resources (17 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 in weatherization services

North Carolina Weatherization Assistance Program

Federally-funded program that provides free energy efficiency improvements to income-qualified households in Union Count...

Weatherization
Up to $1,200 rebate

Duke Energy Progress Heat Pump Rebate

Rebate for Duke Energy Progress customers in Monroe who install qualifying high-efficiency electric heat pumps with a mi...

Energy
Up to $850 in rebates

Duke Energy Smart Saver Efficiency Program

Comprehensive home energy efficiency program offering rebates for insulation, air sealing, duct sealing, water heaters, ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Provides grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards, and loans up to $20...

Home Repair
Up to $25,000 loan at 2.99% APR

NC Housing Finance Agency Community Partners Loan Pool

Affordable home repair loan program for low- to moderate-income homeowners in North Carolina. Offers fixed-rate loans at...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Available for...

Veterans
Free lead testing and abatement services

North Carolina Childhood Lead Poisoning Prevention Program

State-funded program providing free lead testing, risk assessments, and abatement services for homes with children under...

Home Repair
Up to $5,000 grant

Union County Senior Home Repair Program

Provides minor home repair grants for Union County residents age 60 and older. Covers essential repairs to maintain safe...

Seniors & Disability
Up to $2,400 rebate

Duke Energy Solar Rebate Program

Rebate program for Duke Energy Progress customers who install qualifying residential solar photovoltaic systems. Rebate ...

Solar/Renewable
Up to $31,000 home value exclusion

North Carolina Elderly or Disabled Property Tax Exclusion

Provides property tax relief for North Carolina homeowners age 65 or older, or totally and permanently disabled, with in...

Property Tax Relief
Up to $45,000 home value exclusion

North Carolina Disabled Veteran Property Tax Exclusion

Property tax exclusion for disabled veterans who are NC residents. Excludes first $45,000 of appraised home value from t...

Veterans
Up to $50,000 forgivable loan

North Carolina HOME Owner-Occupied Rehabilitation

Federal HOME funds administered through local nonprofits to provide major home rehabilitation for low-income homeowners....

Home Repair
Up to $7,500 in free upgrades

Duke Energy EnergyWise Home Program

Free energy efficiency upgrades for income-qualified Duke Energy Progress customers. Includes free home energy assessmen...

Energy
Up to $8,000 at closing

NC First-Time Homebuyer Repair Assistance

Additional funds available to first-time homebuyers using NC Home Advantage Mortgage to cover necessary repairs identifi...

Home Repair
Up to $400 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy Progress customers who install qualifying high-efficiency electric water heaters. Rebate amounts:...

Energy

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Local help in Monroe, NC

Organizations that help Monroe homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Monroe, NC?

The directory includes 17 possible-program records associated with Monroe, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Monroe classified?

Our classifier labels 13 records as grants, 1 as forgivable loans, and 2 as rebates in Monroe. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Monroe?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.