Home Improvement Grants in McHenry.

Browse cataloged grants, rebates, loans, and other assistance records for McHenry, IL. Verify each program's current rules, service area, and status.

The McHenry, IL directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 grant

IHDA Emergency Home Repair Program

Provides emergency home repair grants to low-income homeowners in Illinois for critical health and safety issues. Covers...

Emergency
Up to $8,000 in weatherization

Illinois Weatherization Assistance Program

Free weatherization services for income-eligible Illinois households to reduce energy costs and improve comfort. Include...

Weatherization
Forgivable loan up to $35,000

McHenry County Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation program for low-income owner-occupied homes in unincorporated McHenry County. Provides forgiv...

Home Repair
Free lead hazard removal

Illinois Lead-Safe Homes Program

State-funded program to eliminate lead-based paint hazards in homes built before 1978 where young children live or visit...

Home Repair
Up to $1,200 rebate

Nicor Gas Energy Efficiency Furnace Rebate

Rebates for qualifying high-efficiency natural gas furnaces installed by Nicor Gas customers. Rebate amounts vary by fur...

Energy
Up to $100 rebate

Nicor Gas Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat to optimize natural gas heating efficiency. Must be N...

Energy
Up to $300 rebate

Nicor Gas Water Heater Rebate

Rebates for high-efficiency natural gas water heaters including tankless and storage models. Rebate amounts vary based o...

Energy
Up to $100 instant discount

ComEd Smart Thermostat Discount

Instant discounts on qualifying smart thermostats through ComEd's online marketplace. Helps reduce electricity usage for...

Energy
Up to $450 rebate

ComEd Central Air Conditioning & Heat Pump Rebate

Rebates for installing high-efficiency central air conditioning systems and electric heat pumps. Rebate amounts vary by ...

Energy
Up to 75% discount on LEDs

ComEd LED Lighting Discount Program

Instant discounts on ENERGY STAR certified LED light bulbs and fixtures at participating retailers throughout the ComEd ...

Energy
Varies by system size

Illinois Shines Solar Incentive Program

State solar renewable energy credit program that provides upfront incentives for installing solar panels on residential ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve homes to make t...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities (blindness or loss of use of hands) to adapt their resid...

Veterans
Up to $20,000 grant

Illinois Home Accessibility Program

Provides funding for home modifications to assist persons with permanent disabilities to live independently. Covers ramp...

Seniors & Disability
Up to $15,000 grant

McHenry County Home Accessibility Grant

County-funded grants for low-income homeowners to make accessibility modifications for household members with disabiliti...

Seniors & Disability
Up to $5,000 grant

Senior Citizens Home Repair Program

Emergency repair assistance for senior homeowners (age 60+) in McHenry County with limited income. Covers minor repairs ...

Seniors & Disability
Varies by need, avg $600

Low Income Home Energy Assistance Program (LIHEAP)

Helps low-income Illinois households pay for home energy bills (gas and electric). Also provides emergency assistance fo...

Energy
Ongoing bill reduction

Percentage of Income Payment Plan (PIPP)

Ongoing utility payment assistance for very-low-income Illinois households. Participants pay a percentage of their incom...

Energy
Up to $10,000 forgivable loan

McHenry County Septic System Repair Assistance

Provides financial assistance to income-eligible homeowners in McHenry County for repair or replacement of failing septi...

Home Repair

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Local help in McHenry, IL

Organizations that help McHenry homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for McHenry, IL?

The directory includes 23 possible-program records associated with McHenry, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for McHenry classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 4 as rebates in McHenry. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in McHenry?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.