Home Improvement Grants in Guntersville.

Browse cataloged grants, rebates, loans, and other assistance records for Guntersville, AL. Verify each program's current rules, service area, and status.

The Guntersville, AL directory shows 22 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per home

Alabama Weatherization Assistance Program (WAP)

Federal weatherization program administered through North Alabama Regional Council of Governments to reduce energy costs...

Weatherization
Up to $30,000 forgivable loan

Alabama Housing Finance Authority Step Up Program

AHFA's Step Up program provides forgivable loans up to $30,000 for major home repairs to help Alabama homeowners maintai...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repa...

Home Repair
Up to $1,500 in rebates

Alabama Power Energy Efficiency Rebates

Alabama Power offers rebates for qualifying energy-efficient equipment purchases including heat pumps, central AC units,...

Energy
Up to $1,000 rebate + financing

TVA Heat Pump Financing & Rebates

TVA-sponsored rebate for qualifying heat pump installations through Alabama Power. Offers up to $1,000 rebate plus optio...

Energy
Free lead hazard assessment and remediation

Alabama Lead-Based Paint Hazard Reduction Program

State program funded by HUD to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet their...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Smaller-scale ...

Veterans
Up to $5,000 for accessibility modifications

Alabama ADRS CHOICE Home Modifications

Alabama CHOICE program provides funding for home modifications to help seniors and adults with disabilities remain safel...

Seniors & Disability
Varies by property value

Alabama Senior Property Tax Exemption

Alabama homeowners age 65+ or permanently disabled with annual income of $12,000 or less may qualify for full property t...

Property Tax Relief
State + county exemption on assessed value

Alabama Homestead Property Tax Exemption

Alabama homeowners who occupy their home as a primary residence can claim homestead exemption to reduce property taxes. ...

Property Tax Relief
Up to $10,000 for septic system repair

Guntersville On-Site Sewage Repair Assistance

State and county program to help low-income homeowners repair or replace failing septic systems that pose health hazards...

Home Repair
Up to $600 crisis assistance

Alabama Low Income Home Energy Assistance (LIHEAP) - Crisis

Emergency assistance for households facing heating or cooling crisis, including furnace or AC repair/replacement when un...

Energy
Up to $35,000 for homeowner rehabilitation

Alabama HOME Investment Partnerships Program

Federal HOME funds administered by AHFA to assist low-income homeowners with rehabilitation of owner-occupied homes. Pro...

Home Repair
Varies by disaster and damage assessment

Alabama Disaster Recovery Housing Assistance

State housing assistance program activated following federal disaster declarations to help homeowners and renters recove...

Disaster
25% state tax credit + 20% federal credit

Alabama Historical Commission Rehabilitation Tax Credits

State and federal tax credits for certified rehabilitation of historic homes and income-producing buildings listed on th...

Historic
30% of system cost tax credit

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation, including equipment and labor, for residential ...

Solar/Renewable
25% grant + loan guarantee available

USDA Rural Energy for America Program (REAP)

USDA grants and loan guarantees for renewable energy systems and energy efficiency improvements for agricultural produce...

Solar/Renewable

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Local help in Guntersville, AL

Organizations that help Guntersville homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Guntersville, AL?

The directory includes 19 possible-program records associated with Guntersville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Guntersville classified?

Our classifier labels 13 records as grants, 2 as forgivable loans, and 2 as rebates in Guntersville. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Guntersville?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.