Home Improvement Grants in Graham.

Browse cataloged grants, rebates, loans, and other assistance records for Graham, NC. Verify each program's current rules, service area, and status.

The Graham, NC directory shows 22 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program

Federally funded program providing comprehensive weatherization services to reduce energy costs for income-eligible hous...

Weatherization
Up to $25,000 grant

NC Housing Finance Agency Urgent Repair Program

State-funded grant program providing critical home repairs for low-income homeowners age 60+ or with disabilities. Cover...

Seniors & Disability
Forgivable loan up to $30,000

Alamance County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs to owner-occupied homes in unincorporated Alamance County and...

Home Repair
Up to $10,000 grant

Alamance County Emergency Home Repair Grant

CDBG grant program providing emergency repairs for health and safety hazards in owner-occupied homes. Covers urgent issu...

Emergency
Up to $20,000 grant

Alamance County Accessibility Modification Program

Grant program for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, gra...

Seniors & Disability
Free lead hazard assessment and remediation

North Carolina Childhood Lead Poisoning Prevention Program

State-funded program providing free lead hazard assessments and remediation for homes built before 1978 where a child un...

Home Repair
Up to $1,200 rebate

Duke Energy Heat Pump Rebate Program

Duke Energy rebate for qualifying high-efficiency electric heat pump installations. Rebate amount varies by system effic...

Energy
Up to $650 in rebates and incentives

Duke Energy Smart Saver Energy Efficiency Program

Comprehensive home energy efficiency program offering rebates for insulation, air sealing, duct sealing, and water heate...

Energy
Up to $3,500 solar rebate

Duke Energy Solar Rebate Program

Duke Energy rebate for residential solar photovoltaic system installations. Rebate calculated at $0.60 per watt up to sy...

Solar/Renewable
35% state tax credit (max $10,800)

North Carolina Solar Tax Credit

North Carolina state tax credit equal to 35% of solar system installation costs, with maximum credit of $10,800 for resi...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan Program

USDA low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant Program

USDA grant up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and saf...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for eligible veterans with certain service-connected disabilities to adapt or purchase a home to meet their nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for eligible veterans with certain service-connected disabilities to adapt an existing home or a family member'...

Veterans
Up to $15,000 low-interest loan

North Carolina Septic Tank Repair Program

Low-interest loan program to repair or replace failing septic systems for owner-occupied homes. Loans provided through l...

Home Repair
Up to $5,000 for lateral repairs

Alamance County Water & Sewer Line Repair Assistance

Assistance program for low-income homeowners to repair or replace water and sewer lateral lines from home to main connec...

Home Repair
Up to $35,000 deferred loan

North Carolina HOPE Program

NC HOPE (Homeownership and Opportunity for People Everywhere) provides deferred, zero-interest loans for essential home ...

Home Repair
Up to $50,000 for disaster repairs

North Carolina Community Development Block Grant - Disaster Recovery

Federal CDBG disaster recovery funds to repair or rebuild homes damaged by federally declared disasters. Assists low- an...

Disaster

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Local help in Graham, NC

Organizations that help Graham homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Graham, NC?

The directory includes 19 possible-program records associated with Graham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Graham classified?

Our classifier labels 14 records as grants, 1 as forgivable loans, and 2 as rebates in Graham. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Graham?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.