Home Improvement Grants in Georgetown.

Browse cataloged grants, rebates, loans, and other assistance records for Georgetown, KY. Verify each program's current rules, service area, and status.

The Georgetown, KY directory shows 22 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 in weatherization

Kentucky Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Bluegrass Area Development District serving Scott County. Provid...

Weatherization
Forgivable loan up to $30,000

Georgetown Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupied households with...

Home Repair
Grant up to $10,000

Georgetown Emergency Home Repair Grant

Emergency repair grants for Georgetown homeowners with incomes at or below 50% AMI facing immediate health and safety ha...

Emergency
Up to $15,000 grant

Georgetown ADA Accessibility Modification Program

CDBG-funded grant program for accessibility modifications to Georgetown homes occupied by persons with disabilities. Cov...

Seniors & Disability
Free lead hazard removal

Kentucky Lead Hazard Reduction Program

HUD-funded lead hazard control program for Scott County homes built before 1978 with children under age 6. Provides free...

Home Repair
Loan up to $25,000

Kentucky Housing Corporation Homeowner Rehab Loan

Low-interest deferred loan program for income-eligible Kentucky homeowners needing repairs. 0% interest, deferred paymen...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant and Loan

USDA program for very low-income rural homeowners (62+ for grants, all ages for loans) to repair, improve, or modernize ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modification...

Veterans
Rebate up to $600

Kentucky Utilities Heat Pump Rebate

Rebate program from Kentucky Utilities for residential customers who install qualifying high-efficiency electric heat pu...

Energy
Rebate up to $300

Kentucky Utilities Insulation Rebate

Kentucky Utilities rebate for residential customers adding insulation to attics, walls, or floors. Rebate amount based o...

Weatherization
Rebate up to $300

Kentucky Utilities Water Heater Rebate

Rebate for Kentucky Utilities residential customers who install qualifying high-efficiency electric water heaters or hea...

Energy
Rebate up to $100

Kentucky Utilities Smart Thermostat Rebate

Kentucky Utilities offers rebates for residential customers who purchase and install qualifying ENERGY STAR® certified s...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Available to Georgetown hom...

Solar/Renewable
Crisis grant up to $600

Kentucky LIHEAP Crisis Assistance

Low Income Home Energy Assistance Program providing emergency help when household is without heat or cooling, or facing ...

Energy
Assistance up to $500

Kentucky LIHEAP Regular Heating Assistance

Low Income Home Energy Assistance Program providing one-time annual payment toward heating bills for income-qualified ho...

Energy
Up to $35,000 grant/loan

Kentucky HOME Investment Partnerships

HUD HOME-funded rehabilitation program for owner-occupied homes in Kentucky. Provides grants and/or forgivable loans for...

Home Repair
Varies by property value and repairs

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows Georgetown buyers to finance both the purchase and rehabilitation of a property in a si...

Home Repair

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Local help in Georgetown, KY

Organizations that help Georgetown homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Georgetown, KY?

The directory includes 20 possible-program records associated with Georgetown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Georgetown classified?

Our classifier labels 12 records as grants, 3 as forgivable loans, and 4 as rebates in Georgetown. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Georgetown?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.