Home Improvement Grants in Florence.

Browse cataloged grants, rebates, loans, and other assistance records for Florence, AL. Verify each program's current rules, service area, and status.

The Florence, AL directory shows 20 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 4 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates0Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 20 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Alabama State Weatherization Assistance Program (WAP)

State-administered DOE weatherization program providing free energy efficiency improvements for income-qualified househo...

Weatherization
Up to $10,000

Alabama Housing Finance Authority STEP UP Program

Provides forgivable loans to low- and moderate-income homeowners for critical home repairs and accessibility modificatio...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities (such as blindness or loss of use of hands) to make adap...

Veterans
Up to $30,000 forgivable loan

Florence Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home rehabilitation for low- and moderate-income owner-occupants in Floren...

Home Repair
Up to $10,000 grant

Florence Emergency Home Repair Grant

Grant for emergency repairs posing immediate threats to health and safety for very-low-income owner-occupied households ...

Emergency
Up to $20,000 grant

Florence ADA Accessibility Modification Program

Grant program for accessibility modifications to homes occupied by persons with disabilities in Florence. Covers wheelch...

Seniors & Disability
Up to $5,000 grant

Florence Senior Home Repair Program

Provides minor home repairs and safety modifications for seniors age 60+ in Florence and Lauderdale County. Covers repai...

Seniors & Disability
Free lead hazard removal

Alabama Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
Up to $7,500 in upgrades

TVA Home Uplift Program

Comprehensive energy efficiency program for income-qualified homeowners served by Joe Wheeler EMC. Includes free energy ...

Weatherization
Varies by project, typically up to $35,000

Alabama HOME Investment Partnerships Program

Federal HOME program funds administered through AHFA for home rehabilitation for low-income homeowners. Provides grants ...

Home Repair
Varies by disaster and need

Alabama Hardest Hit Fund (Disaster Recovery)

Disaster recovery assistance for homeowners affected by federally declared disasters in Alabama. Provides grants for rep...

Disaster
Up to $25,000 per unit

Federal Home Loan Bank Affordable Housing Program (AHP)

Grant program administered through local member banks for owner-occupied housing rehabilitation. Funds must be accessed ...

Home Repair
Up to $3,000 per household

Florence Sewer Lateral Repair Assistance Program

Cost-sharing program for repair or replacement of private sewer laterals for qualifying Florence residents. Covers up to...

Home Repair
Up to $2,000 or 50% of cost

Florence Water Line Replacement Assistance

Cost-sharing program for replacement of old or damaged water service lines from the street to the home. Available to Flo...

Home Repair

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Local help in Florence, AL

Organizations that help Florence homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Florence, AL?

The directory includes 19 possible-program records associated with Florence, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Florence classified?

Our classifier labels 14 records as grants, 3 as forgivable loans, and 0 as rebates in Florence. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Florence?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.